Mortgage lending in Leelanau County, Michigan
Lenders in Leelanau County, Michigan reported 1,091 mortgage applications for 2025, according to the CFPB.
1,091 mortgage applications and 704 loans originated in 2025; the denial rate was 16.2% of 881 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Leelanau County, MI HUD Metro FMR Area.
- 1,091
- Applications
- 704
- Loans originated
- 16.2%
- Denial rate
- 143 denied of 881 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,091 | 704 |
| 2024 | 1,009 | 640 |
| 2023 | 850 | 540 |
| 2022 | 1,208 | 798 |
| 2021 | 2,183 | 1,500 |
| 2020 | 2,439 | 1,645 |
| 2019 | 1,586 | 1,096 |
| 2018 | 1,322 | 856 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 94 | 166 |
| Lake Michigan Credit Union | 79 | 95 |
| United Wholesale Mortgage | 55 | 66 |
| Independent Bank | 49 | 70 |
| Rocket Mortgage | 47 | 56 |
| Fifth Third Bank, National Association | 45 | 84 |
| Credit Union One | 24 | 39 |
| JPMorgan Chase Bank, NA | 19 | 28 |
| Msu Federal Credit Union | 16 | 23 |
| Mercantile Bank | 16 | 37 |
| 4FRONT Credit Union | 15 | 25 |
| Dart Bank | 12 | 15 |
| State Savings Bank | 11 | 13 |
| PNC Bank N.A. | 11 | 13 |
| Honor Bank | 10 | 15 |
| West Shore Bank | 9 | 9 |
| Calcon Mutual Mortgage LLC | 9 | 11 |
| GreenStone Farm Credit Services | 8 | 11 |
| Nicolet National Bank | 7 | 7 |
| Genisys Credit Union | 7 | 9 |
| Guaranteed Rate, Inc. | 7 | 17 |
| Newrez LLC | 6 | 20 |
| Citizens Bank, NA | 6 | 8 |
| Morgan Stanley Private Bank NA | 5 | 6 |
| US Bank, N.A. | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 937 | 16.2% of 765 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 125 | 15.0% of 93 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10 | no rate: base under 50 |
| Not Hispanic or Latino | 936 | 16.3% of 760 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 134 | 16.0% of 106 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 300 | 20.3% of 242 decided |
| Female | 165 | 16.9% of 130 decided |
| Joint | 556 | 14.0% of 457 decided |
| Sex Not Available | 70 | 15.4% of 52 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 310 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved