Mortgage lending in Iron County, Michigan
Lenders in Iron County, Michigan reported 483 mortgage applications for 2025, according to the CFPB.
483 mortgage applications and 299 loans originated in 2025; the denial rate was 18.8% of 388 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Iron County, MI.
- 483
- Applications
- 299
- Loans originated
- 18.8%
- Denial rate
- 73 denied of 388 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 483 | 299 |
| 2024 | 420 | 279 |
| 2023 | 391 | 259 |
| 2022 | 518 | 338 |
| 2021 | 567 | 379 |
| 2020 | 528 | 355 |
| 2019 | 391 | 248 |
| 2018 | 395 | 247 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Covantage Credit Union | 179 | 233 |
| Rocket Mortgage | 18 | 30 |
| Flagstar Bank NA | 18 | 41 |
| United Wholesale Mortgage | 9 | 13 |
| Nicolet National Bank | 7 | 7 |
| Incrediblebank | 6 | 8 |
| GreenStone Farm Credit Services | 4 | 4 |
| Mortgage Research Center | 3 | 11 |
| Fairway Independent Mort Corp | 3 | 3 |
| Huntington National Bank | 2 | 2 |
| Newrez LLC | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 4 |
| Consumer Real Estate Finance Co DBA Society Mortgage | 2 | 2 |
| NBKC Bank | 1 | 1 |
| Tomo Mortgage LLC | 1 | 2 |
| Byron Bank | 1 | 2 |
| Summit Credit Union | 1 | 1 |
| Fortifi Bank | 1 | 1 |
| South River Mortgage, LLC | 1 | 1 |
| Ark-LA-Tex Financial Services LLC | 1 | 1 |
| HomeBridge Financial Services, Inc | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 2 |
| Navy Federal Credit Union | 1 | 3 |
| First Colony Mortgage Corporat | 1 | 4 |
| Stephenson National Bank & Trust | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 304 | 21.6% of 241 decided |
| Joint | under 10 | |
| Race Not Available | 169 | 14.3% of 140 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 298 | 21.3% of 240 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 176 | 15.2% of 145 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 183 | 29.9% of 137 decided |
| Female | 60 | no rate: base under 50 |
| Joint | 91 | 5.3% of 76 decided |
| Sex Not Available | 149 | 12.6% of 127 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2766 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved