Mortgage lending in Ionia County, Michigan
Lenders in Ionia County, Michigan reported 2,462 mortgage applications for 2025, according to the CFPB.
2,462 mortgage applications and 1,478 loans originated in 2025; the denial rate was 22.8% of 2,007 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ionia County, MI HUD Metro FMR Area.
- 2,462
- Applications
- 1,478
- Loans originated
- 22.8%
- Denial rate
- 457 denied of 2,007 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,462 | 1,478 |
| 2024 | 2,298 | 1,344 |
| 2023 | 2,041 | 1,208 |
| 2022 | 2,755 | 1,711 |
| 2021 | 3,905 | 2,599 |
| 2020 | 3,644 | 2,491 |
| 2019 | 2,775 | 1,808 |
| 2018 | 2,480 | 1,589 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lake Michigan Credit Union | 120 | 169 |
| Rocket Mortgage | 106 | 148 |
| Pfcu | 94 | 115 |
| Huntington National Bank | 81 | 124 |
| Mercantile Bank | 80 | 119 |
| Independent Bank | 77 | 130 |
| United Wholesale Mortgage | 76 | 95 |
| Mortgage 1 Incorporated | 49 | 57 |
| Fifth Third Bank, National Association | 47 | 95 |
| Union Home Mortgage Corp. | 33 | 38 |
| Msu Federal Credit Union | 30 | 37 |
| 21ST Mortgage | 30 | 113 |
| Consumers Credit Union | 29 | 49 |
| GreenStone Farm Credit Services | 28 | 29 |
| Guild Mortgage Company | 28 | 33 |
| Mortgage Research Center | 22 | 47 |
| American Pacific Mortgage Corporation | 22 | 26 |
| MMS Mortgage Services, Ltd. | 22 | 28 |
| Dart Bank | 21 | 31 |
| Triad Financial Services, Inc. | 20 | 62 |
| Michigan One Community Credit Union | 17 | 18 |
| Success Mortgage Partners, Inc | 17 | 23 |
| Preferred Credit Union | 15 | 26 |
| Newrez LLC | 15 | 25 |
| Adventure Credit Union | 14 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 17 | no rate: base under 50 |
| Black or African American | 27 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,045 | 21.0% of 1,674 decided |
| 2 or more minority races | under 10 | |
| Joint | 33 | no rate: base under 50 |
| Race Not Available | 321 | 31.1% of 251 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 80 | 25.8% of 66 decided |
| Not Hispanic or Latino | 2,009 | 21.7% of 1,659 decided |
| Joint | 38 | no rate: base under 50 |
| Ethnicity Not Available | 335 | 28.8% of 253 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 918 | 24.4% of 746 decided |
| Female | 473 | 30.3% of 406 decided |
| Joint | 871 | 16.5% of 708 decided |
| Sex Not Available | 200 | 23.8% of 147 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1577 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved