Mortgage lending in Huron County, Michigan
Lenders in Huron County, Michigan reported 864 mortgage applications for 2025, according to the CFPB.
864 mortgage applications and 566 loans originated in 2025; the denial rate was 19.8% of 734 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Huron County, MI.
- 864
- Applications
- 566
- Loans originated
- 19.8%
- Denial rate
- 145 denied of 734 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 864 | 566 |
| 2024 | 806 | 491 |
| 2023 | 757 | 444 |
| 2022 | 929 | 578 |
| 2021 | 1,386 | 962 |
| 2020 | 1,490 | 1,065 |
| 2019 | 1,033 | 647 |
| 2018 | 927 | 598 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 67 | 88 |
| Frankenmuth Credit Union | 52 | 56 |
| Huntington National Bank | 47 | 85 |
| Independent Bank | 44 | 66 |
| Northstar Bank | 31 | 34 |
| United Wholesale Mortgage | 31 | 43 |
| Thumb Bank & Trust | 26 | 36 |
| Team One Credit Union | 21 | 31 |
| Mortgage Research Center | 10 | 18 |
| GreenStone Farm Credit Services | 8 | 9 |
| Genisys Credit Union | 8 | 11 |
| New American Funding, LLC. | 7 | 15 |
| MORTGAGE300 Corporation | 7 | 8 |
| First State Bank | 7 | 7 |
| Flagstar Bank NA | 7 | 9 |
| Dart Bank | 6 | 7 |
| loanDepot.com LLC | 6 | 12 |
| Mortgage 1 Incorporated | 6 | 7 |
| Mortgage Center LC | 6 | 7 |
| JPMorgan Chase Bank, NA | 6 | 9 |
| Navy Federal Credit Union | 5 | 6 |
| Guaranteed Rate, Inc. | 5 | 6 |
| Crosscountry Mortgage, LLC | 5 | 5 |
| Lake Michigan Credit Union | 5 | 11 |
| Newrez LLC | 4 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 743 | 18.0% of 639 decided |
| Joint | under 10 | |
| Race Not Available | 106 | 30.6% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 721 | 18.7% of 615 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 119 | 23.5% of 98 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 382 | 18.8% of 320 decided |
| Female | 184 | 23.5% of 153 decided |
| Joint | 244 | 16.8% of 220 decided |
| Sex Not Available | 54 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2386 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved