Mortgage lending in Gogebic County, Michigan
Lenders in Gogebic County, Michigan reported 442 mortgage applications for 2025, according to the CFPB.
442 mortgage applications and 264 loans originated in 2025; the denial rate was 20.6% of 354 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gogebic County, MI.
- 442
- Applications
- 264
- Loans originated
- 20.6%
- Denial rate
- 73 denied of 354 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 442 | 264 |
| 2024 | 377 | 230 |
| 2023 | 356 | 212 |
| 2022 | 408 | 237 |
| 2021 | 632 | 381 |
| 2020 | 542 | 332 |
| 2019 | 319 | 223 |
| 2018 | 352 | 226 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 32 | 47 |
| Incrediblebank | 31 | 53 |
| Flagstar Bank NA | 30 | 43 |
| United Wholesale Mortgage | 18 | 23 |
| Associated Bank NA | 18 | 27 |
| Covantage Credit Union | 15 | 16 |
| Bankers' Bank | 10 | 13 |
| Mortgage Research Center | 9 | 14 |
| Pennymac Loan Services LLC | 5 | 10 |
| Paramount Residential Mortgage | 4 | 4 |
| Nicolet National Bank | 4 | 5 |
| Prosperity Home Mortgage, LLC | 4 | 5 |
| Huntington National Bank | 3 | 6 |
| Zillow Home Loans, LLC | 3 | 3 |
| loanDepot.com LLC | 3 | 6 |
| Nationstar Mortgage | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 5 |
| Amerisave Mortgage Company | 3 | 8 |
| JPMorgan Chase Bank, NA | 3 | 8 |
| Figure Lending LLC | 2 | 6 |
| BMO Harris Bank NA | 2 | 2 |
| HomeBridge Financial Services, Inc | 2 | 2 |
| Msu Federal Credit Union | 2 | 2 |
| Bank First N.A. | 2 | 2 |
| New American Funding, LLC. | 2 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 343 | 18.0% of 278 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 83 | 31.8% of 63 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 333 | 17.5% of 268 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 97 | 33.3% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 154 | 28.6% of 119 decided |
| Female | 96 | 20.5% of 78 decided |
| Joint | 134 | 10.0% of 110 decided |
| Sex Not Available | 58 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2575 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved