Mortgage lending in Dickinson County, Michigan

Lenders in Dickinson County, Michigan reported 552 mortgage applications for 2025, according to the CFPB.

552 mortgage applications and 336 loans originated in 2025; the denial rate was 19.9% of 438 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Dickinson County, MI.

552
Applications: 336
Loans originated: 19.9%
Denial rate: 87 denied of 438 applications decided.

Every year

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Mortgage applications and loans originated in Dickinson County, Michigan, by year
Year	Applications	Originated	Denied
2025	552	336	87
2024	480	286	97
2023	402	234	77
2022	478	289	80
2021	659	434	93
2020	665	459	79
2019	451	260	79
2018	402	231	81

The largest lenders here

Lenders in Dickinson County, Michigan by loans originated, 2025
Lender	Originated	Applications
Rocket Mortgage	46	57
Flagstar Bank NA	36	61
Incrediblebank	32	49
Range Bank	17	18
Covantage Credit Union	16	20
Huntington National Bank	16	25
Mortgage Research Center	13	27
United Wholesale Mortgage	11	16
Cardinal Financial Company, Li	10	14
Nationstar Mortgage	9	13
Nicolet National Bank	7	10
Point Mortgage Corp	6	6
loanDepot.com LLC	6	11
Honor Credit Union	5	7
Freedom Mortgage Corporation	5	10
Zippy Loans, LLC	5	10
Paramount Residential Mortgage	4	7
Coastal Community Bank	4	10
Navy Federal Credit Union	4	6
Usaa Federal Savings Bank	4	6
New American Funding, LLC.	3	8
US Bank, N.A.	3	5
Pennymac Loan Services LLC	3	9
Associated Bank NA	3	3
NBKC Bank	2	3

Applications by race, ethnicity and sex, 2025

By race, Dickinson County, Michigan: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	under 10
White	474	17.5% of 371 decided
Joint	under 10
Race Not Available	62	29.4% of 51 decided

By ethnicity, Dickinson County, Michigan: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	477	17.7% of 378 decided
Joint	under 10
Ethnicity Not Available	68	32.7% of 55 decided

By sex, Dickinson County, Michigan: applications and denial rate
Category	Applications	Denial rate
Male	216	20.8% of 173 decided
Female	135	26.2% of 103 decided
Joint	154	9.0% of 122 decided
Sex Not Available	47	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2178 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026