Mortgage lending in Crawford County, Michigan
Lenders in Crawford County, Michigan reported 616 mortgage applications for 2025, according to the CFPB.
616 mortgage applications and 394 loans originated in 2025; the denial rate was 21.8% of 527 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Crawford County, MI.
- 616
- Applications
- 394
- Loans originated
- 21.8%
- Denial rate
- 115 denied of 527 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 616 | 394 |
| 2024 | 565 | 323 |
| 2023 | 485 | 273 |
| 2022 | 614 | 385 |
| 2021 | 974 | 626 |
| 2020 | 797 | 499 |
| 2019 | 597 | 386 |
| 2018 | 633 | 384 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 50 | 91 |
| Rocket Mortgage | 42 | 63 |
| Union Home Mortgage Corp. | 38 | 50 |
| North Central Area Credit Union | 25 | 26 |
| United Wholesale Mortgage | 25 | 33 |
| Community Financial | 13 | 21 |
| Fifth Third Bank, National Association | 12 | 19 |
| Mortgage Research Center | 11 | 19 |
| Mercantile Bank | 8 | 13 |
| Msu Federal Credit Union | 7 | 9 |
| Lake Michigan Credit Union | 7 | 8 |
| Horizon Bank | 7 | 10 |
| Navy Federal Credit Union | 6 | 8 |
| Freedom Mortgage Corporation | 6 | 8 |
| State Savings Bank | 6 | 9 |
| 4FRONT Credit Union | 5 | 7 |
| Ark-LA-Tex Financial Services LLC | 5 | 5 |
| GreenStone Farm Credit Services | 5 | 5 |
| Michigan Schools and Governmen | 5 | 6 |
| Dart Bank | 4 | 4 |
| Carrington Mortgage Services LLC | 4 | 7 |
| Pennymac Loan Services LLC | 4 | 7 |
| Member First Mortgage, LLC | 3 | 3 |
| Guild Mortgage Company | 3 | 3 |
| Mortgage 1 Incorporated | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 515 | 20.7% of 444 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 73 | 31.1% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 521 | 20.5% of 448 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 82 | 30.4% of 69 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 248 | 25.0% of 216 decided |
| Female | 116 | 25.2% of 103 decided |
| Joint | 206 | 12.7% of 173 decided |
| Sex Not Available | 46 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1995 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved