Mortgage lending in Calhoun County, Michigan
Lenders in Calhoun County, Michigan reported 5,402 mortgage applications for 2025, according to the CFPB.
5,402 mortgage applications and 3,152 loans originated in 2025; the denial rate was 24.6% of 4,434 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Battle Creek, MI MSA.
- 5,402
- Applications
- 3,152
- Loans originated
- 24.6%
- Denial rate
- 1,092 denied of 4,434 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,402 | 3,152 |
| 2024 | 4,993 | 2,858 |
| 2023 | 4,779 | 2,800 |
| 2022 | 5,918 | 3,553 |
| 2021 | 8,108 | 5,182 |
| 2020 | 7,153 | 4,737 |
| 2019 | 5,354 | 3,373 |
| 2018 | 4,805 | 3,022 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Kellogg Community Credit Union | 334 | 364 |
| Rocket Mortgage | 251 | 366 |
| Marshall Community Credit Union | 220 | 238 |
| United Wholesale Mortgage | 147 | 201 |
| Huntington National Bank | 145 | 275 |
| Union Home Mortgage Corp. | 123 | 160 |
| Advia Credit Union | 117 | 225 |
| Consumers Credit Union | 105 | 144 |
| OMNI Community Credit Union | 97 | 207 |
| Honor Credit Union | 86 | 164 |
| Fifth Third Bank, National Association | 85 | 180 |
| Mortgage Research Center | 70 | 147 |
| GVC Mortgage, Inc. | 65 | 92 |
| Sturgis Bank & Trust | 61 | 74 |
| Mortgage Center LC | 54 | 75 |
| Lake Michigan Credit Union | 49 | 62 |
| Southern Michigan Bank & Trust | 32 | 48 |
| Msu Federal Credit Union | 32 | 45 |
| Flagstar Bank NA | 30 | 54 |
| loanDepot.com LLC | 29 | 57 |
| Freedom Mortgage Corporation | 29 | 73 |
| First Choice MH LLC | 29 | 32 |
| Success Mortgage Partners, Inc | 29 | 36 |
| KALSEE Credit Union | 28 | 30 |
| Nationstar Mortgage | 27 | 44 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 33 | no rate: base under 50 |
| Asian | 112 | 25.0% of 80 decided |
| Black or African American | 392 | 42.3% of 324 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,072 | 21.1% of 3,394 decided |
| 2 or more minority races | under 10 | |
| Joint | 95 | 31.6% of 76 decided |
| Race Not Available | 686 | 33.8% of 521 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 188 | 31.0% of 155 decided |
| Not Hispanic or Latino | 4,429 | 23.4% of 3,675 decided |
| Joint | 87 | 27.5% of 80 decided |
| Ethnicity Not Available | 698 | 30.7% of 524 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,071 | 24.6% of 1,672 decided |
| Female | 1,456 | 27.5% of 1,223 decided |
| Joint | 1,511 | 20.1% of 1,277 decided |
| Sex Not Available | 364 | 33.6% of 262 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2384 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved