Mortgage lending in Benzie County, Michigan
Lenders in Benzie County, Michigan reported 880 mortgage applications for 2025, according to the CFPB.
880 mortgage applications and 521 loans originated in 2025; the denial rate was 21.0% of 695 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Benzie County, MI HUD Metro FMR Area.
- 880
- Applications
- 521
- Loans originated
- 21.0%
- Denial rate
- 146 denied of 695 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 880 | 521 |
| 2024 | 781 | 491 |
| 2023 | 518 | 312 |
| 2022 | 781 | 475 |
| 2021 | 1,232 | 806 |
| 2020 | 1,206 | 790 |
| 2019 | 885 | 563 |
| 2018 | 731 | 448 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 55 | 69 |
| Lake Michigan Credit Union | 50 | 61 |
| Rocket Mortgage | 47 | 68 |
| State Savings Bank | 33 | 40 |
| Huntington National Bank | 29 | 57 |
| 4FRONT Credit Union | 21 | 35 |
| Credit Union One | 19 | 34 |
| Honor Bank | 16 | 26 |
| Fifth Third Bank, National Association | 16 | 28 |
| Independent Bank | 11 | 17 |
| GreenStone Farm Credit Services | 10 | 13 |
| Mercantile Bank | 9 | 11 |
| loanDepot.com LLC | 8 | 17 |
| Movement Mortgage, LLC | 8 | 14 |
| Newrez LLC | 8 | 16 |
| JPMorgan Chase Bank, NA | 8 | 13 |
| Msu Federal Credit Union | 7 | 10 |
| Staunton Financial Inc | 7 | 8 |
| Mortgage Center LC | 7 | 8 |
| Dart Bank | 6 | 6 |
| Mutual of Omaha Mortgage | 5 | 9 |
| West Shore Bank | 4 | 5 |
| Mortgage 1 Incorporated | 4 | 5 |
| Lendage, LLC Dba Achieve Loans | 3 | 3 |
| AdvantageFirst Lending Inc | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 720 | 21.0% of 582 decided |
| Joint | under 10 | |
| Race Not Available | 141 | 21.6% of 97 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 714 | 20.6% of 583 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 152 | 22.6% of 106 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 282 | 21.8% of 220 decided |
| Female | 167 | 29.3% of 133 decided |
| Joint | 333 | 16.4% of 275 decided |
| Sex Not Available | 98 | 20.9% of 67 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 609 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved