Mortgage lending in Baraga County, Michigan
Lenders in Baraga County, Michigan reported 151 mortgage applications for 2025, according to the CFPB.
151 mortgage applications and 97 loans originated in 2025; the denial rate was 21.0% of 124 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Baraga County, MI.
- 151
- Applications
- 97
- Loans originated
- 21.0%
- Denial rate
- 26 denied of 124 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 151 | 97 |
| 2024 | 145 | 96 |
| 2023 | 116 | 76 |
| 2022 | 193 | 143 |
| 2021 | 275 | 202 |
| 2020 | 212 | 139 |
| 2019 | 146 | 82 |
| 2018 | 141 | 86 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Superior National Bank | 32 | 42 |
| Rocket Mortgage | 11 | 16 |
| Nicolet National Bank | 7 | 8 |
| Range Bank | 6 | 6 |
| Mortgage Research Center | 6 | 9 |
| Huntington National Bank | 4 | 5 |
| myCUmortgage | 3 | 6 |
| Incrediblebank | 3 | 4 |
| Covantage Credit Union | 2 | 2 |
| Navy Federal Credit Union | 2 | 3 |
| GreenStone Farm Credit Services | 2 | 2 |
| Legacy Mortgage | 1 | 2 |
| Smartfi Home Loans | 1 | 1 |
| Honor Credit Union | 1 | 1 |
| South River Mortgage, LLC | 1 | 1 |
| Lake Huron Credit Union | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 1 |
| loanDepot.com LLC | 1 | 2 |
| Michigan First Credit Union | 1 | 1 |
| New American Funding, LLC. | 1 | 3 |
| United Wholesale Mortgage | 1 | 2 |
| Carrington Mortgage Services LLC | 1 | 2 |
| New Day Financial, LLC. | 1 | 1 |
| Crosscountry Mortgage, LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | under 10 | |
| White | 113 | 20.0% of 90 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 14 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 132 | 22.0% of 109 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 15 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 60 | no rate: base under 50 |
| Female | 36 | no rate: base under 50 |
| Joint | 43 | no rate: base under 50 |
| Sex Not Available | 12 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2177 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved