Mortgage lending in Alger County, Michigan
Lenders in Alger County, Michigan reported 195 mortgage applications for 2025, according to the CFPB.
195 mortgage applications and 115 loans originated in 2025; the denial rate was 23.9% of 163 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Alger County, MI.
- 195
- Applications
- 115
- Loans originated
- 23.9%
- Denial rate
- 39 denied of 163 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 195 | 115 |
| 2024 | 136 | 90 |
| 2023 | 149 | 88 |
| 2022 | 195 | 109 |
| 2021 | 321 | 209 |
| 2020 | 296 | 195 |
| 2019 | 182 | 102 |
| 2018 | 220 | 118 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 20 | 32 |
| Nicolet National Bank | 7 | 9 |
| United Wholesale Mortgage | 7 | 12 |
| Range Bank | 6 | 8 |
| GreenStone Farm Credit Services | 6 | 7 |
| Mortgage Research Center | 5 | 12 |
| Honor Credit Union | 4 | 10 |
| Navy Federal Credit Union | 4 | 6 |
| Incrediblebank | 4 | 6 |
| Lake Michigan Credit Union | 4 | 4 |
| Huntington National Bank | 3 | 8 |
| First Merchants Bank | 3 | 3 |
| Guild Mortgage Company | 2 | 2 |
| New Day Financial, LLC. | 2 | 3 |
| Deephaven Mortgage LLC | 2 | 2 |
| JPMorgan Chase Bank, NA | 2 | 4 |
| Mercantile Bank | 2 | 3 |
| Pennymac Loan Services LLC | 2 | 2 |
| Flagstar Bank NA | 2 | 5 |
| Pfcu | 1 | 1 |
| Legacy Mortgage | 1 | 1 |
| The Loan Store, Inc | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 1 | 1 |
| BMO Harris Bank NA | 1 | 1 |
| Ark-LA-Tex Financial Services LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 139 | 21.9% of 114 decided |
| Joint | under 10 | |
| Race Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 151 | 20.2% of 124 decided |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 61 | 23.5% of 51 decided |
| Female | 36 | no rate: base under 50 |
| Joint | 73 | 14.3% of 63 decided |
| Sex Not Available | 25 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1412 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved