Mortgage lending in St. Charles Parish, Louisiana
Lenders in St. Charles Parish, Louisiana reported 1,489 mortgage applications for 2025, according to the CFPB.
1,489 mortgage applications and 853 loans originated in 2025; the denial rate was 22.9% of 1,190 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: New Orleans-Metairie, LA HUD Metro FMR Area.
- 1,489
- Applications
- 853
- Loans originated
- 22.9%
- Denial rate
- 273 denied of 1,190 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,489 | 853 |
| 2024 | 1,317 | 714 |
| 2023 | 1,463 | 723 |
| 2022 | 1,788 | 1,000 |
| 2021 | 3,138 | 1,847 |
| 2020 | 3,286 | 2,169 |
| 2019 | 2,042 | 1,277 |
| 2018 | 1,864 | 1,088 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 102 | 129 |
| United Wholesale Mortgage | 58 | 77 |
| GMFS, LLC | 58 | 82 |
| First American Bank and Trust | 43 | 72 |
| Pennymac Loan Services LLC | 31 | 45 |
| Hancock Whitney Bank | 25 | 38 |
| DSLD Mortgage LLC | 24 | 31 |
| Movement Mortgage, LLC | 24 | 28 |
| Onpath Federal Credit Union | 23 | 24 |
| Newrez LLC | 22 | 54 |
| Eustis Mortgage Corp | 21 | 25 |
| Nationstar Mortgage | 21 | 26 |
| JPMorgan Chase Bank, NA | 20 | 30 |
| Navy Federal Credit Union | 16 | 33 |
| Gulf Coast Bank and Trust | 15 | 21 |
| Regions Bank | 13 | 23 |
| 21ST Mortgage | 12 | 33 |
| Fidelity Bank | 11 | 17 |
| Crosscountry Mortgage, LLC | 11 | 16 |
| First Horizon Bank | 11 | 13 |
| New American Funding, LLC. | 10 | 20 |
| Freedom Mortgage Corporation | 10 | 34 |
| loanDepot.com LLC | 8 | 17 |
| First National Bank USA | 7 | 11 |
| Kind Lending, LLC | 7 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 257 | 34.6% of 202 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 970 | 19.0% of 790 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 221 | 30.0% of 160 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 82 | 29.2% of 65 decided |
| Not Hispanic or Latino | 1,147 | 21.8% of 933 decided |
| Joint | 28 | no rate: base under 50 |
| Ethnicity Not Available | 232 | 28.2% of 170 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 563 | 25.2% of 457 decided |
| Female | 322 | 30.4% of 260 decided |
| Joint | 472 | 14.1% of 383 decided |
| Sex Not Available | 132 | 27.8% of 90 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1002 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved