Mortgage lending in Richland Parish, Louisiana
Lenders in Richland Parish, Louisiana reported 671 mortgage applications for 2025, according to the CFPB.
671 mortgage applications and 320 loans originated in 2025; the denial rate was 35.3% of 544 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richland Parish, LA HUD Metro FMR Area.
- 671
- Applications
- 320
- Loans originated
- 35.3%
- Denial rate
- 192 denied of 544 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 671 | 320 |
| 2024 | 534 | 215 |
| 2023 | 616 | 243 |
| 2022 | 582 | 261 |
| 2021 | 750 | 388 |
| 2020 | 734 | 377 |
| 2019 | 528 | 289 |
| 2018 | 524 | 285 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Progressive Bank | 42 | 46 |
| Winnsboro State Bank & Trust Company | 41 | 44 |
| Guaranty Bank & Trust Company of Delhi, Louisiana | 24 | 26 |
| Eagle Bank and Trust Company | 18 | 25 |
| Cross Keys Bank | 16 | 17 |
| Commercial Capital Bank | 15 | 18 |
| Assurance Financial Group, L.L.C. | 15 | 16 |
| 21ST Mortgage | 15 | 131 |
| Rocket Mortgage | 14 | 22 |
| b1BANK | 8 | 9 |
| Triad Financial Services, Inc. | 8 | 62 |
| Homeland Federal Savings Bank | 7 | 8 |
| Cadence Bank | 7 | 10 |
| Newrez LLC | 6 | 10 |
| Origin Bank | 6 | 6 |
| Progressive Bank | 5 | 6 |
| Movement Mortgage, LLC | 4 | 5 |
| United Wholesale Mortgage | 4 | 13 |
| Barrington Bank & Trust Company, N.A. | 4 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 18 |
| American Financial Resources LLC | 3 | 4 |
| Land Home Financial Services, | 3 | 3 |
| Nationstar Mortgage | 3 | 4 |
| Ouachita Valley FCU | 2 | 2 |
| Gibsland Bank & Trust | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 142 | 65.8% of 114 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 411 | 27.4% of 328 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 105 | 24.5% of 94 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 529 | 35.1% of 421 decided |
| Joint | withheld | |
| Ethnicity Not Available | 120 | 30.8% of 104 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 206 | 31.2% of 154 decided |
| Female | 153 | 56.9% of 130 decided |
| Joint | 229 | 29.9% of 187 decided |
| Sex Not Available | 83 | 19.2% of 73 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2171 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved