Mortgage lending in Lincoln Parish, Louisiana
Lenders in Lincoln Parish, Louisiana reported 1,253 mortgage applications for 2025, according to the CFPB.
1,253 mortgage applications and 703 loans originated in 2025; the denial rate was 24.5% of 1,013 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln Parish, LA.
- 1,253
- Applications
- 703
- Loans originated
- 24.5%
- Denial rate
- 248 denied of 1,013 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,253 | 703 |
| 2024 | 1,189 | 629 |
| 2023 | 1,063 | 559 |
| 2022 | 1,328 | 710 |
| 2021 | 1,917 | 1,158 |
| 2020 | 2,052 | 1,294 |
| 2019 | 1,502 | 938 |
| 2018 | 1,371 | 857 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Origin Bank | 133 | 165 |
| Century Next Bank | 58 | 62 |
| Assurance Financial Group, L.L.C. | 36 | 41 |
| Rocket Mortgage | 32 | 45 |
| Gibsland Bank & Trust | 30 | 38 |
| Louisiana National Bank | 29 | 37 |
| DSLD Mortgage LLC | 24 | 34 |
| JPMorgan Chase Bank, NA | 22 | 27 |
| Movement Mortgage, LLC | 20 | 27 |
| United Wholesale Mortgage | 18 | 22 |
| Cadence Bank | 16 | 25 |
| 21ST Mortgage | 14 | 138 |
| Eagle Bank and Trust Company | 12 | 13 |
| Winnsboro State Bank & Trust Company | 10 | 10 |
| b1BANK | 10 | 13 |
| Guaranty Bank & Trust Company of Delhi, Louisiana | 10 | 10 |
| Newrez LLC | 10 | 19 |
| Triad Financial Services, Inc. | 9 | 69 |
| Exchange Bank & Trust Company | 8 | 8 |
| Red River Bank | 8 | 8 |
| Mortgage Research Center | 8 | 17 |
| Regions Bank | 8 | 24 |
| Pennymac Loan Services LLC | 8 | 17 |
| Homeland Federal Savings Bank | 7 | 7 |
| GMFS, LLC | 7 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 25 | no rate: base under 50 |
| Black or African American | 284 | 54.8% of 219 decided |
| White | 690 | 16.8% of 561 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 228 | 12.0% of 192 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 26 | no rate: base under 50 |
| Not Hispanic or Latino | 955 | 25.8% of 770 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 260 | 19.1% of 220 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 356 | 31.1% of 273 decided |
| Female | 270 | 34.5% of 220 decided |
| Joint | 442 | 19.7% of 366 decided |
| Sex Not Available | 185 | 9.7% of 154 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1256 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved