Mortgage lending in Union County, Kentucky
Lenders in Union County, Kentucky reported 282 mortgage applications for 2025, according to the CFPB.
282 mortgage applications and 150 loans originated in 2025; the denial rate was 28.6% of 224 applications decided. The median loan was about $120,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Union County, KY.
- 282
- Applications
- 150
- Loans originated
- 28.6%
- Denial rate
- 64 denied of 224 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 282 | 150 |
| 2024 | 263 | 140 |
| 2023 | 241 | 129 |
| 2022 | 360 | 202 |
| 2021 | 417 | 265 |
| 2020 | 372 | 206 |
| 2019 | 286 | 171 |
| 2018 | 246 | 157 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fifth Third Bank, National Association | 31 | 50 |
| Das Acquisition Company, LLC | 15 | 17 |
| Liberty Federal Credit Union | 9 | 16 |
| Stockton Mortgage Corporation | 9 | 10 |
| Old National Bank | 8 | 11 |
| Rocket Mortgage | 8 | 11 |
| Planters Bank, Inc. | 8 | 8 |
| Mortgage Masters of Indiana Inc | 5 | 5 |
| Farmers Bank and Trust Company | 5 | 6 |
| Luminate Bank | 5 | 5 |
| Churchill Mortgage Corporation | 4 | 4 |
| Mortgage Research Center | 4 | 10 |
| New American Funding, LLC. | 3 | 7 |
| Field & Main Bank | 3 | 4 |
| Pennymac Loan Services LLC | 3 | 6 |
| Independence Bank of Kentucky | 2 | 3 |
| Servion | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 5 |
| Union Home Mortgage Corp. | 2 | 3 |
| Coastal Community Bank | 1 | 3 |
| Servis One, Inc | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
| Renasant Bank | 1 | 2 |
| loanDepot.com LLC | 1 | 4 |
| United Wholesale Mortgage | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 243 | 27.9% of 197 decided |
| Joint | under 10 | |
| Race Not Available | 23 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 242 | 26.3% of 194 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 30 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 105 | 30.5% of 82 decided |
| Female | 51 | no rate: base under 50 |
| Joint | 104 | 25.3% of 83 decided |
| Sex Not Available | 22 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2485 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved