Mortgage lending in Perry County, Kentucky
Lenders in Perry County, Kentucky reported 539 mortgage applications for 2025, according to the CFPB.
539 mortgage applications and 177 loans originated in 2025; the denial rate was 50.4% of 411 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Perry County, KY.
- 539
- Applications
- 177
- Loans originated
- 50.4%
- Denial rate
- 207 denied of 411 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 539 | 177 |
| 2024 | 494 | 171 |
| 2023 | 446 | 165 |
| 2022 | 558 | 219 |
| 2021 | 593 | 271 |
| 2020 | 569 | 273 |
| 2019 | 452 | 175 |
| 2018 | 441 | 189 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Trust Bank, Inc. | 43 | 54 |
| United Wholesale Mortgage | 17 | 24 |
| Rocket Mortgage | 14 | 18 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 119 |
| Goprime Mortgage, Inc. | 7 | 8 |
| 21ST Mortgage | 7 | 73 |
| Ark-LA-Tex Financial Services LLC | 6 | 7 |
| Whitaker Bank Inc | 5 | 6 |
| Stockton Mortgage Corporation | 5 | 7 |
| US Bank, N.A. | 5 | 6 |
| Commonwealth Federal Credit Union | 4 | 12 |
| Kind Lending, LLC | 4 | 6 |
| Everett Financial, Inc. | 4 | 5 |
| Movement Mortgage, LLC | 3 | 6 |
| Firstbank | 3 | 13 |
| Pennymac Loan Services LLC | 3 | 5 |
| Abound Federal Credit Union | 2 | 2 |
| Sierra Pacific Mortgage Co. Inc | 2 | 2 |
| loanDepot.com LLC | 2 | 2 |
| Mortgage Research Center | 2 | 4 |
| T2 Financial LLC | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 9 |
| University of KY Fcu | 2 | 3 |
| Amerisave Mortgage Company | 2 | 7 |
| NBKC Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 488 | 51.1% of 372 decided |
| Joint | under 10 | |
| Race Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 421 | 45.3% of 320 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 106 | 65.0% of 80 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 164 | 45.0% of 120 decided |
| Female | 171 | 60.3% of 136 decided |
| Joint | 170 | 43.8% of 128 decided |
| Sex Not Available | 34 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2372 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved