Mortgage lending in Lewis County, Kentucky
Lenders in Lewis County, Kentucky reported 416 mortgage applications for 2025, according to the CFPB.
416 mortgage applications and 204 loans originated in 2025; the denial rate was 33.5% of 340 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lewis County, KY.
- 416
- Applications
- 204
- Loans originated
- 33.5%
- Denial rate
- 114 denied of 340 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 416 | 204 |
| 2024 | 335 | 144 |
| 2023 | 349 | 159 |
| 2022 | 436 | 221 |
| 2021 | 446 | 229 |
| 2020 | 316 | 173 |
| 2019 | 245 | 132 |
| 2018 | 285 | 138 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples Bank of Kentucky, Inc | 23 | 25 |
| Rocket Mortgage | 21 | 26 |
| Community Trust Bank, Inc. | 19 | 19 |
| Peoples Bank | 16 | 29 |
| First Guaranty Bank | 12 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 51 |
| US Bank, N.A. | 8 | 16 |
| Farm Credit Mid-America, Aca | 6 | 6 |
| Mortgage Research Center | 6 | 9 |
| United Wholesale Mortgage | 6 | 6 |
| 21ST Mortgage | 5 | 23 |
| Commercial Bank of Grayson | 4 | 4 |
| Huntington National Bank | 3 | 6 |
| Desco Federal Credit Union | 3 | 6 |
| Equity Prime Mortgage LLC | 3 | 6 |
| First National Bank of Grayson | 2 | 3 |
| Paramount Residential Mortgage | 2 | 3 |
| Planet Home Lending, LLC | 2 | 2 |
| Southwest Stage Funding LLC | 2 | 6 |
| American Financial Resources LLC | 2 | 4 |
| Liberty Federal Credit Union | 2 | 2 |
| Nationstar Mortgage | 2 | 2 |
| Firstbank | 2 | 9 |
| Bayshore Mortgage Funding | 2 | 2 |
| Lower, LLC | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 376 | 34.0% of 309 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 363 | 32.5% of 305 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 151 | 25.6% of 125 decided |
| Female | 105 | 43.4% of 76 decided |
| Joint | 140 | 35.7% of 126 decided |
| Sex Not Available | 20 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2371 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved