Mortgage lending in Letcher County, Kentucky
Lenders in Letcher County, Kentucky reported 341 mortgage applications for 2025, according to the CFPB.
341 mortgage applications and 134 loans originated in 2025; the denial rate was 43.8% of 258 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Letcher County, KY.
- 341
- Applications
- 134
- Loans originated
- 43.8%
- Denial rate
- 113 denied of 258 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 341 | 134 |
| 2024 | 335 | 111 |
| 2023 | 460 | 148 |
| 2022 | 481 | 169 |
| 2021 | 475 | 183 |
| 2020 | 476 | 219 |
| 2019 | 427 | 194 |
| 2018 | 401 | 181 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Trust Bank, Inc. | 47 | 72 |
| Rocket Mortgage | 13 | 20 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 81 |
| Whitaker Bank Inc | 11 | 15 |
| Stockton Mortgage Corporation | 6 | 10 |
| 21ST Mortgage | 5 | 22 |
| US Bank, N.A. | 5 | 9 |
| Ark-LA-Tex Financial Services LLC | 3 | 4 |
| Zillow Home Loans, LLC | 3 | 3 |
| Mortgage Research Center | 3 | 6 |
| Eastman Credit Union | 3 | 3 |
| Kind Lending, LLC | 3 | 3 |
| Commonwealth Federal Credit Union | 2 | 4 |
| New American Funding, LLC. | 2 | 5 |
| United Wholesale Mortgage | 2 | 4 |
| Firstbank | 2 | 7 |
| Goprime Mortgage, Inc. | 2 | 5 |
| CSL Financial, LLC | 1 | 1 |
| Renasant Bank | 1 | 1 |
| Navy Federal Credit Union | 1 | 2 |
| Plaza Home Mortgage, Inc | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 2 |
| Carrington Mortgage Services LLC | 1 | 2 |
| Royal United Mortgage LLC | 1 | 2 |
| First Bank and Trust Company | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 315 | 42.3% of 239 decided |
| Race Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 298 | 43.1% of 225 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 127 | 49.5% of 97 decided |
| Female | 78 | 58.3% of 60 decided |
| Joint | 120 | 26.7% of 90 decided |
| Sex Not Available | 16 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2764 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved