Mortgage lending in Lee County, Kentucky

Lenders in Lee County, Kentucky reported 178 mortgage applications for 2025, according to the CFPB.

178 mortgage applications and 57 loans originated in 2025; the denial rate was 47.4% of 137 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Lee County, KY.

178
Applications: 57
Loans originated: 47.4%
Denial rate: 65 denied of 137 applications decided.

Every year

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Mortgage applications and loans originated in Lee County, Kentucky, by year
Year	Applications	Originated	Denied
2025	178	57	65
2024	170	51	57
2023	186	55	70
2022	171	53	55
2021	182	77	55
2020	131	46	47
2019	100	42	34
2018	100	42	38

The largest lenders here

Lenders in Lee County, Kentucky by loans originated, 2025
Lender	Originated	Applications
Vanderbilt Mortgage and Finance, Inc	7	37
Rocket Mortgage	7	11
United Wholesale Mortgage	3	4
Stock Yards Bank & Trust Company	2	2
Ark-LA-Tex Financial Services LLC	2	3
Commonwealth Federal Credit Union	2	8
Mortgage Research Center	2	4
Freedom Mortgage Corporation	2	3
Northpointe Bank	2	2
NBKC Bank	1	1
First National Bank of Grayson	1	1
Lendage, LLC Dba Achieve Loans	1	1
The Loan Store, Inc	1	1
Community Trust Bank, Inc.	1	2
American Financial Resources LLC	1	1
Navy Federal Credit Union	1	1
Farm Credit Mid-America, Aca	1	1
Southwest Funding LP	1	1
American Financing Corporation	1	2
Whitaker Bank Inc	1	2
Traditional Bank Inc	1	2
New American Funding, LLC.	1	2
T2 Financial LLC	1	1
Nationstar Mortgage	1	1
Lakeview Loan Servicing, LLC	1	4

Applications by race, ethnicity and sex, 2025

By race, Lee County, Kentucky: applications and denial rate
Category	Applications	Denial rate
Black or African American	under 10
White	160	51.2% of 125 decided
Race Not Available	withheld

By ethnicity, Lee County, Kentucky: applications and denial rate
Category	Applications	Denial rate
Not Hispanic or Latino	149	48.7% of 113 decided
Joint	under 10
Ethnicity Not Available	withheld

By sex, Lee County, Kentucky: applications and denial rate
Category	Applications	Denial rate
Male	61	no rate: base under 50
Female	49	no rate: base under 50
Joint	56	no rate: base under 50
Sex Not Available	12	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1983 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026