Mortgage lending in Hopkins County, Kentucky
Lenders in Hopkins County, Kentucky reported 1,707 mortgage applications for 2025, according to the CFPB.
1,707 mortgage applications and 935 loans originated in 2025; the denial rate was 26.9% of 1,350 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hopkins County, KY.
- 1,707
- Applications
- 935
- Loans originated
- 26.9%
- Denial rate
- 363 denied of 1,350 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,707 | 935 |
| 2024 | 1,475 | 784 |
| 2023 | 1,523 | 832 |
| 2022 | 1,992 | 1,093 |
| 2021 | 2,202 | 1,334 |
| 2020 | 1,967 | 1,212 |
| 2019 | 1,338 | 836 |
| 2018 | 1,428 | 853 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Independence Bank of Kentucky | 105 | 156 |
| Fifth Third Bank, National Association | 83 | 157 |
| Rocket Mortgage | 63 | 100 |
| First United Bank & Trust Company | 58 | 64 |
| Gershman Investment Corp. | 38 | 51 |
| Old National Bank | 37 | 63 |
| Sacramento Deposit Bank | 32 | 34 |
| First Community Mortgage, Inc. | 32 | 39 |
| Mortgage Research Center | 30 | 58 |
| First Financial Bank NA | 30 | 61 |
| Liberty Federal Credit Union | 25 | 33 |
| US Bank, N.A. | 25 | 70 |
| Farmers Bank and Trust Company | 23 | 25 |
| Luminate Bank | 20 | 27 |
| United Wholesale Mortgage | 18 | 29 |
| Planters Bank, Inc. | 18 | 19 |
| Pennymac Loan Services LLC | 16 | 35 |
| Mortgage Masters of Indiana Inc | 15 | 18 |
| New American Funding, LLC. | 14 | 34 |
| Everett Financial, Inc. | 10 | 26 |
| Interlinc Mortgage Services, LLC | 9 | 11 |
| Movement Mortgage, LLC | 9 | 20 |
| Freedom Mortgage Corporation | 8 | 23 |
| GVC Mortgage, Inc. | 7 | 11 |
| Stockton Mortgage Corporation | 7 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 89 | 45.2% of 62 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,413 | 25.9% of 1,129 decided |
| 2 or more minority races | under 10 | |
| Joint | 25 | no rate: base under 50 |
| Race Not Available | 155 | 23.6% of 123 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 1,482 | 27.1% of 1,180 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 175 | 25.9% of 131 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 616 | 27.1% of 462 decided |
| Female | 374 | 34.2% of 295 decided |
| Joint | 610 | 23.3% of 515 decided |
| Sex Not Available | 107 | 21.8% of 78 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2369 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved