Mortgage lending in Harrison County, Kentucky
Lenders in Harrison County, Kentucky reported 749 mortgage applications for 2025, according to the CFPB.
749 mortgage applications and 399 loans originated in 2025; the denial rate was 26.8% of 583 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Harrison County, KY.
- 749
- Applications
- 399
- Loans originated
- 26.8%
- Denial rate
- 156 denied of 583 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 749 | 399 |
| 2024 | 696 | 366 |
| 2023 | 700 | 365 |
| 2022 | 831 | 475 |
| 2021 | 958 | 591 |
| 2020 | 825 | 506 |
| 2019 | 612 | 357 |
| 2018 | 543 | 309 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Stock Yards Bank & Trust Company | 36 | 58 |
| Rocket Mortgage | 28 | 44 |
| Fifth Third Bank, National Association | 27 | 49 |
| Stockton Mortgage Corporation | 18 | 25 |
| Farm Credit Mid-America, Aca | 13 | 17 |
| City National Bank of WV | 13 | 25 |
| Central Bank & Trust Co | 12 | 23 |
| University of KY Fcu | 12 | 17 |
| Commonwealth Federal Credit Union | 11 | 29 |
| United Wholesale Mortgage | 11 | 14 |
| Community Trust Bank, Inc. | 10 | 10 |
| Mortgage Research Center | 9 | 14 |
| Field & Main Bank | 9 | 13 |
| Mortgage Investors Group | 9 | 14 |
| Ark-LA-Tex Financial Services LLC | 8 | 16 |
| New American Funding, LLC. | 8 | 16 |
| US Bank, N.A. | 7 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 48 |
| Traditional Bank Inc | 6 | 7 |
| Pennymac Loan Services LLC | 6 | 10 |
| Republic State Mortgage Company | 5 | 5 |
| Newrez LLC | 5 | 11 |
| Union Home Mortgage Corp. | 5 | 5 |
| Navy Federal Credit Union | 4 | 5 |
| Luminate Bank | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 637 | 26.3% of 499 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 99 | 29.5% of 78 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 614 | 25.2% of 480 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 107 | 28.7% of 80 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 288 | 22.8% of 219 decided |
| Female | 148 | 38.4% of 112 decided |
| Joint | 251 | 24.5% of 204 decided |
| Sex Not Available | 62 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1399 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved