Mortgage lending in Hancock County, Kentucky
Lenders in Hancock County, Kentucky reported 369 mortgage applications for 2025, according to the CFPB.
369 mortgage applications and 206 loans originated in 2025; the denial rate was 24.7% of 300 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hancock County, KY.
- 369
- Applications
- 206
- Loans originated
- 24.7%
- Denial rate
- 74 denied of 300 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 369 | 206 |
| 2024 | 309 | 195 |
| 2023 | 291 | 172 |
| 2022 | 347 | 187 |
| 2021 | 492 | 306 |
| 2020 | 451 | 268 |
| 2019 | 346 | 216 |
| 2018 | 318 | 179 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Liberty Federal Credit Union | 41 | 51 |
| Independence Bank of Kentucky | 36 | 49 |
| German American Bank | 11 | 14 |
| First Financial Bank NA | 9 | 12 |
| United Wholesale Mortgage | 9 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 24 |
| Rocket Mortgage | 8 | 16 |
| Farm Credit Mid-America, Aca | 6 | 8 |
| 21ST Mortgage | 6 | 22 |
| US Bank, N.A. | 6 | 10 |
| New American Funding, LLC. | 4 | 4 |
| South Central Bank Inc | 4 | 6 |
| Lower, LLC | 4 | 5 |
| Prosperity Home Mortgage, LLC | 3 | 4 |
| Mortgage Research Center | 3 | 5 |
| EMM Loans LLC | 3 | 4 |
| JPMorgan Chase Bank, NA | 3 | 5 |
| PHH Mortgage Corporation | 3 | 3 |
| Fifth Third Bank, National Association | 3 | 5 |
| Pennymac Loan Services LLC | 3 | 6 |
| Leaderone Financial Corp. | 2 | 3 |
| Ark-LA-Tex Financial Services LLC | 2 | 2 |
| Acrisure Mortgage, LLC | 2 | 2 |
| Old National Bank | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 314 | 25.1% of 263 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 31 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 312 | 24.9% of 257 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 43 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 149 | 24.2% of 120 decided |
| Female | 72 | 29.6% of 54 decided |
| Joint | 129 | 24.1% of 112 decided |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1752 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved