Mortgage lending in Estill County, Kentucky
Lenders in Estill County, Kentucky reported 423 mortgage applications for 2025, according to the CFPB.
423 mortgage applications and 195 loans originated in 2025; the denial rate was 39.3% of 333 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Estill County, KY.
- 423
- Applications
- 195
- Loans originated
- 39.3%
- Denial rate
- 131 denied of 333 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 423 | 195 |
| 2024 | 348 | 127 |
| 2023 | 341 | 156 |
| 2022 | 431 | 223 |
| 2021 | 411 | 225 |
| 2020 | 385 | 207 |
| 2019 | 290 | 146 |
| 2018 | 281 | 144 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 19 | 25 |
| New American Funding, LLC. | 15 | 24 |
| Whitaker Bank Inc | 12 | 15 |
| T2 Financial LLC | 12 | 17 |
| United Wholesale Mortgage | 12 | 16 |
| Commonwealth Federal Credit Union | 9 | 15 |
| Mortgage Research Center | 7 | 12 |
| Ark-LA-Tex Financial Services LLC | 6 | 8 |
| US Bank, N.A. | 6 | 13 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 49 |
| 21ST Mortgage | 5 | 40 |
| Stockton Mortgage Corporation | 4 | 8 |
| Republic State Mortgage Company | 3 | 4 |
| Community Trust Bank, Inc. | 3 | 4 |
| Primelending | 3 | 3 |
| Click n' Close, Inc. | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 6 |
| Northpointe Bank | 3 | 5 |
| JPMorgan Chase Bank, NA | 3 | 4 |
| Fifth Third Bank, National Association | 3 | 5 |
| Nations Lending Corporation | 2 | 2 |
| Geneva Financial LLC | 2 | 2 |
| Navy Federal Credit Union | 2 | 5 |
| loanDepot.com LLC | 2 | 4 |
| Central Bank & Trust Co | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 373 | 39.4% of 297 decided |
| Joint | under 10 | |
| Race Not Available | 41 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 348 | 37.6% of 279 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 64 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 124 | 37.4% of 107 decided |
| Female | 121 | 46.9% of 98 decided |
| Joint | 149 | 33.0% of 109 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1560 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved