Mortgage lending in Elliott County, Kentucky
Lenders in Elliott County, Kentucky reported 103 mortgage applications for 2025, according to the CFPB.
103 mortgage applications and 39 loans originated in 2025; the denial rate was 44.0% of 75 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Elliott County, KY.
- 103
- Applications
- 39
- Loans originated
- 44.0%
- Denial rate
- 33 denied of 75 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 103 | 39 |
| 2024 | 139 | 64 |
| 2023 | 119 | 53 |
| 2022 | 178 | 79 |
| 2021 | 140 | 67 |
| 2020 | 126 | 72 |
| 2019 | 143 | 60 |
| 2018 | 69 | 30 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 91 | 46.3% of 67 decided |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 88 | 44.8% of 67 decided |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 27 | no rate: base under 50 |
| Female | withheld | |
| Joint | 51 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved