Mortgage lending in Bracken County, Kentucky
Lenders in Bracken County, Kentucky reported 351 mortgage applications for 2025, according to the CFPB.
351 mortgage applications and 182 loans originated in 2025; the denial rate was 31.9% of 285 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cincinnati, OH-KY-IN HUD Metro FMR Area.
- 351
- Applications
- 182
- Loans originated
- 31.9%
- Denial rate
- 91 denied of 285 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 351 | 182 |
| 2024 | 289 | 168 |
| 2023 | 268 | 142 |
| 2022 | 260 | 142 |
| 2021 | 340 | 194 |
| 2020 | 324 | 170 |
| 2019 | 304 | 163 |
| 2018 | 266 | 153 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The First National Bank of Brooksville | 33 | 53 |
| Rocket Mortgage | 17 | 24 |
| US Bank, N.A. | 15 | 36 |
| Peoples Bank | 10 | 19 |
| Community Trust Bank, Inc. | 7 | 8 |
| United Wholesale Mortgage | 7 | 8 |
| Stockton Mortgage Corporation | 7 | 8 |
| Success Mortgage Partners, Inc | 6 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 24 |
| Crosscountry Mortgage, LLC | 5 | 7 |
| Peoples Bank of Kentucky, Inc | 4 | 8 |
| Union Home Mortgage Corp. | 4 | 8 |
| Fifth Third Bank, National Association | 4 | 15 |
| Pennymac Loan Services LLC | 4 | 5 |
| Freedom Mortgage Corporation | 3 | 3 |
| NFM, Inc | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 3 |
| TJC Mortgage Inc | 2 | 2 |
| Commonwealth Federal Credit Union | 2 | 2 |
| Mortgage Research Center | 2 | 4 |
| Newrez LLC | 2 | 3 |
| Equity Prime Mortgage LLC | 2 | 4 |
| Nationstar Mortgage | 2 | 2 |
| 21ST Mortgage | 2 | 9 |
| Figure Lending LLC | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 323 | 32.1% of 265 decided |
| Joint | under 10 | |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 314 | 29.8% of 258 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 29 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 124 | 29.3% of 99 decided |
| Female | 83 | 35.8% of 67 decided |
| Joint | 123 | 30.0% of 100 decided |
| Sex Not Available | 21 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2364 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved