Mortgage lending in Rock Island County, Illinois
Lenders in Rock Island County, Illinois reported 4,476 mortgage applications for 2025, according to the CFPB.
4,476 mortgage applications and 2,872 loans originated in 2025; the denial rate was 18.4% of 3,701 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Davenport-Moline-Rock Island, IA-IL MSA.
- 4,476
- Applications
- 2,872
- Loans originated
- 18.4%
- Denial rate
- 681 denied of 3,701 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,476 | 2,872 |
| 2024 | 4,096 | 2,591 |
| 2023 | 3,733 | 2,432 |
| 2022 | 5,368 | 3,718 |
| 2021 | 7,784 | 5,436 |
| 2020 | 7,903 | 5,409 |
| 2019 | 5,434 | 3,703 |
| 2018 | 5,281 | 3,672 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| I H Mississippi Valley Credit Union | 287 | 446 |
| Greenstate Credit Union | 259 | 329 |
| Empeople Credit Union | 175 | 265 |
| Ascentra Credit Union | 140 | 198 |
| BankORION | 135 | 162 |
| Rocket Mortgage | 135 | 177 |
| Blackhawk Bank & Trust | 117 | 155 |
| Guaranteed Rate, Inc. | 111 | 151 |
| Ruhl Mortgage LLC | 107 | 131 |
| New American Funding, LLC. | 102 | 161 |
| Lower, LLC | 77 | 99 |
| R.I.A. Federal Credit Union | 76 | 115 |
| American B&T C, N.A. | 71 | 91 |
| CBI Bank & Trust | 68 | 88 |
| loanDepot.com LLC | 64 | 94 |
| Fairway Independent Mort Corp | 55 | 77 |
| United Wholesale Mortgage | 54 | 77 |
| Mortgage Research Center | 51 | 98 |
| US Bank, N.A. | 45 | 105 |
| Crosscountry Mortgage, LLC | 29 | 42 |
| Midwest Bank | 27 | 29 |
| Blue Grass Savings Bank | 27 | 27 |
| DuTrac Community Credit Union | 26 | 29 |
| Kiavi Funding, Inc. | 24 | 52 |
| Newrez LLC | 23 | 72 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 69 | 12.7% of 55 decided |
| Black or African American | 339 | 25.2% of 274 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,041 | 16.7% of 2,521 decided |
| 2 or more minority races | withheld | |
| Joint | 70 | 29.6% of 54 decided |
| Race Not Available | 917 | 20.7% of 763 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 404 | 27.1% of 314 decided |
| Not Hispanic or Latino | 3,031 | 17.1% of 2,522 decided |
| Joint | withheld | |
| Ethnicity Not Available | 893 | 19.0% of 736 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,538 | 19.5% of 1,246 decided |
| Female | 1,058 | 19.6% of 866 decided |
| Joint | 1,230 | 16.2% of 1,042 decided |
| Sex Not Available | 650 | 18.1% of 547 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2530 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved