Mortgage lending in Randolph County, Illinois
Lenders in Randolph County, Illinois reported 610 mortgage applications for 2025, according to the CFPB.
610 mortgage applications and 365 loans originated in 2025; the denial rate was 16.5% of 472 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Randolph County, IL.
- 610
- Applications
- 365
- Loans originated
- 16.5%
- Denial rate
- 78 denied of 472 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 610 | 365 |
| 2024 | 548 | 368 |
| 2023 | 595 | 379 |
| 2022 | 721 | 431 |
| 2021 | 1,102 | 771 |
| 2020 | 1,067 | 750 |
| 2019 | 807 | 553 |
| 2018 | 735 | 485 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Buena Vista National Bank | 71 | 85 |
| Guaranteed Rate, Inc. | 67 | 94 |
| Mortgage Research Center | 20 | 31 |
| Rocket Mortgage | 20 | 28 |
| Dieterich Bank | 18 | 24 |
| Regions Bank | 16 | 44 |
| First National Bank of Waterloo | 11 | 12 |
| Community Banc Mortgage Corp | 11 | 18 |
| FCB Banks | 10 | 16 |
| Fairway Independent Mort Corp | 10 | 12 |
| Das Acquisition Company, LLC | 7 | 8 |
| State Bank | 5 | 6 |
| Scott Credit Union | 5 | 8 |
| Citizens Community Bank | 4 | 7 |
| Delmar Financial Company | 4 | 5 |
| United Wholesale Mortgage | 4 | 7 |
| 21ST Mortgage | 4 | 14 |
| Coastal Community Bank | 3 | 6 |
| Navy Federal Credit Union | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 8 |
| New Day Financial, LLC. | 3 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 4 |
| Ark-LA-Tex Financial Services LLC | 2 | 4 |
| Geneva Financial LLC | 2 | 2 |
| Click n' Close, Inc. | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| White | 522 | 14.2% of 415 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 56 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 521 | 15.2% of 415 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 63 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 228 | 18.4% of 179 decided |
| Female | 122 | 16.9% of 89 decided |
| Joint | 224 | 12.0% of 183 decided |
| Sex Not Available | 36 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2327 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved