Mortgage lending in Pulaski County, Illinois
Lenders in Pulaski County, Illinois reported 94 mortgage applications for 2025, according to the CFPB.
94 mortgage applications and 27 loans originated in 2025; the denial rate was 54.0% of 63 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pulaski County, IL.
- 94
- Applications
- 27
- Loans originated
- 54.0%
- Denial rate
- 34 denied of 63 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 94 | 27 |
| 2024 | 75 | 22 |
| 2023 | 77 | 28 |
| 2022 | 85 | 32 |
| 2021 | 99 | 43 |
| 2020 | 87 | 36 |
| 2019 | 89 | 27 |
| 2018 | 76 | 24 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Vanderbilt Mortgage and Finance, Inc | 4 | 17 |
| 21ST Mortgage | 3 | 22 |
| Rocket Mortgage | 2 | 6 |
| City National Bank | 2 | 3 |
| Banterra Bank | 2 | 2 |
| FirstTrust Home Loans | 1 | 1 |
| Loansteady LLC | 1 | 1 |
| Fair Way Lending, LLC | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 1 |
| Farm Credit Mid-America, Aca | 1 | 1 |
| Liberty Federal Credit Union | 1 | 1 |
| Premier Mortgage Resources, LLC | 1 | 1 |
| Gershman Investment Corp. | 1 | 1 |
| Bank Iowa | 1 | 1 |
| Legence Bank | 1 | 2 |
| Montgomery Bank | 1 | 1 |
| Crosscountry Mortgage, LLC | 1 | 2 |
| Southern Bank | 1 | 1 |
| US Bank, N.A. | 1 | 1 |
| Flanagan State Bank | 0 | 2 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| Figure Lending LLC | 0 | 1 |
| BMO Harris Bank NA | 0 | 1 |
| Navy Federal Credit Union | 0 | 1 |
| loanDepot.com LLC | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 66 | no rate: base under 50 |
| Joint | under 10 | |
| Race Not Available | 10 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 70 | no rate: base under 50 |
| Joint | under 10 | |
| Ethnicity Not Available | 20 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | withheld | |
| Female | 29 | no rate: base under 50 |
| Joint | 35 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved