Mortgage lending in Monroe County, Illinois
Lenders in Monroe County, Illinois reported 1,275 mortgage applications for 2025, according to the CFPB.
1,275 mortgage applications and 851 loans originated in 2025; the denial rate was 15.4% of 1,059 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: St. Louis, MO-IL HUD Metro FMR Area.
- 1,275
- Applications
- 851
- Loans originated
- 15.4%
- Denial rate
- 163 denied of 1,059 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,275 | 851 |
| 2024 | 1,147 | 750 |
| 2023 | 1,028 | 675 |
| 2022 | 1,387 | 972 |
| 2021 | 2,587 | 1,892 |
| 2020 | 3,312 | 2,431 |
| 2019 | 1,849 | 1,311 |
| 2018 | 1,477 | 1,023 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guaranteed Rate, Inc. | 75 | 95 |
| First National Bank of Waterloo | 73 | 82 |
| Fairway Independent Mort Corp | 69 | 90 |
| State Bank | 47 | 64 |
| Scott Credit Union | 35 | 56 |
| Rocket Mortgage | 32 | 44 |
| FCB Banks | 30 | 43 |
| United Wholesale Mortgage | 28 | 37 |
| Regions Bank | 27 | 54 |
| First Community Credit Union | 20 | 37 |
| Dieterich Bank | 17 | 22 |
| Associated Bank NA | 15 | 19 |
| New American Funding, LLC. | 14 | 28 |
| Delmar Financial Company | 13 | 17 |
| Buena Vista National Bank | 13 | 14 |
| Mortgage Research Center | 13 | 39 |
| Endeavor Capital, LLC | 11 | 14 |
| Stifel Bank & Trust | 11 | 12 |
| Together Credit Union | 10 | 16 |
| US Bank, N.A. | 10 | 23 |
| Carrollton Bank | 9 | 9 |
| Midland States Bank | 9 | 18 |
| Pennymac Loan Services LLC | 9 | 13 |
| Navy Federal Credit Union | 8 | 14 |
| Bank of Belleville | 8 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,118 | 15.6% of 936 decided |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 125 | 12.4% of 97 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 1,099 | 15.5% of 923 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 137 | 13.0% of 108 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 397 | 17.7% of 333 decided |
| Female | 222 | 24.6% of 187 decided |
| Joint | 570 | 10.8% of 472 decided |
| Sex Not Available | 86 | 10.4% of 67 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 880 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved