Mortgage lending in Mercer County, Illinois
Lenders in Mercer County, Illinois reported 496 mortgage applications for 2025, according to the CFPB.
496 mortgage applications and 315 loans originated in 2025; the denial rate was 18.7% of 407 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Davenport-Moline-Rock Island, IA-IL MSA.
- 496
- Applications
- 315
- Loans originated
- 18.7%
- Denial rate
- 76 denied of 407 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 496 | 315 |
| 2024 | 405 | 278 |
| 2023 | 395 | 265 |
| 2022 | 572 | 365 |
| 2021 | 829 | 562 |
| 2020 | 811 | 578 |
| 2019 | 596 | 394 |
| 2018 | 554 | 379 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CBI Bank & Trust | 34 | 49 |
| I H Mississippi Valley Credit Union | 23 | 33 |
| Greenstate Credit Union | 20 | 27 |
| New American Funding, LLC. | 18 | 29 |
| Blackhawk Bank & Trust | 17 | 20 |
| Rocket Mortgage | 15 | 24 |
| Midwest Bank | 14 | 18 |
| Guaranteed Rate, Inc. | 10 | 13 |
| BankORION | 9 | 14 |
| Empeople Credit Union | 9 | 18 |
| Ruhl Mortgage LLC | 9 | 10 |
| R.I.A. Federal Credit Union | 8 | 14 |
| Mortgage Research Center | 8 | 13 |
| Lower, LLC | 8 | 9 |
| Fairway Independent Mort Corp | 7 | 8 |
| Ascentra Credit Union | 6 | 10 |
| United Wholesale Mortgage | 5 | 6 |
| Plains Commerce Bank | 5 | 8 |
| Success Mortgage Partners, Inc | 5 | 5 |
| Kiavi Funding, Inc. | 4 | 4 |
| American B&T C, N.A. | 4 | 4 |
| Crosscountry Mortgage, LLC | 4 | 6 |
| Pennymac Loan Services LLC | 4 | 7 |
| Servion | 3 | 3 |
| Compeer Financial | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 411 | 17.4% of 345 decided |
| Joint | 12 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 61 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 11 | no rate: base under 50 |
| Not Hispanic or Latino | 402 | 17.9% of 336 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 74 | 24.6% of 57 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 208 | 18.7% of 171 decided |
| Female | 89 | 22.7% of 75 decided |
| Joint | 159 | 14.0% of 129 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2526 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved