Mortgage lending in Lee County, Illinois
Lenders in Lee County, Illinois reported 755 mortgage applications for 2025, according to the CFPB.
755 mortgage applications and 445 loans originated in 2025; the denial rate was 19.7% of 594 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lee County, IL.
- 755
- Applications
- 445
- Loans originated
- 19.7%
- Denial rate
- 117 denied of 594 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 755 | 445 |
| 2024 | 692 | 434 |
| 2023 | 615 | 361 |
| 2022 | 820 | 498 |
| 2021 | 1,115 | 737 |
| 2020 | 1,093 | 758 |
| 2019 | 669 | 425 |
| 2018 | 619 | 365 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Sauk Valley Bank & Trust Company | 62 | 85 |
| Rocket Mortgage | 35 | 51 |
| US Bank, N.A. | 24 | 54 |
| Guild Mortgage Company | 19 | 25 |
| First State Bank | 18 | 23 |
| Central Bank Illinois | 16 | 20 |
| Midland States Bank | 15 | 25 |
| Guaranteed Rate, Inc. | 14 | 25 |
| United Wholesale Mortgage | 13 | 16 |
| Mortgage Research Center | 12 | 20 |
| Towne Mortgage Company | 11 | 12 |
| New American Funding, LLC. | 10 | 14 |
| Envoy Mortgage, LTD | 10 | 11 |
| Holcomb Bank | 7 | 10 |
| Fifth Third Bank, National Association | 7 | 20 |
| Eureka Savings Bank | 6 | 6 |
| Financial Plus Credit Union | 6 | 6 |
| Coastal Community Bank | 5 | 12 |
| Planet Home Lending, LLC | 5 | 5 |
| Compeer Financial | 5 | 9 |
| Crosscountry Mortgage, LLC | 5 | 7 |
| Community Banc Mortgage Corp | 4 | 4 |
| Newrez LLC | 4 | 9 |
| CMG Mortgage Inc | 4 | 5 |
| Fairway Independent Mort Corp | 4 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 622 | 18.9% of 493 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 109 | 25.9% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 59 | no rate: base under 50 |
| Not Hispanic or Latino | 573 | 18.3% of 459 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 109 | 24.7% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 292 | 17.3% of 220 decided |
| Female | 181 | 26.2% of 145 decided |
| Joint | 211 | 15.8% of 171 decided |
| Sex Not Available | 71 | 24.1% of 58 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2325 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved