Mortgage lending in Henry County, Illinois
Lenders in Henry County, Illinois reported 1,432 mortgage applications for 2025, according to the CFPB.
1,432 mortgage applications and 960 loans originated in 2025; the denial rate was 15.2% of 1,187 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Davenport-Moline-Rock Island, IA-IL MSA.
- 1,432
- Applications
- 960
- Loans originated
- 15.2%
- Denial rate
- 180 denied of 1,187 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,432 | 960 |
| 2024 | 1,193 | 789 |
| 2023 | 1,224 | 845 |
| 2022 | 1,669 | 1,173 |
| 2021 | 2,255 | 1,609 |
| 2020 | 2,563 | 1,884 |
| 2019 | 1,760 | 1,257 |
| 2018 | 1,680 | 1,181 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| I H Mississippi Valley Credit Union | 76 | 112 |
| Empeople Credit Union | 55 | 77 |
| Greenstate Credit Union | 51 | 60 |
| Rocket Mortgage | 43 | 60 |
| BankORION | 40 | 48 |
| State Bank of Toulon | 39 | 45 |
| Central Bank Illinois | 36 | 43 |
| Union Federal Savings and Loan | 33 | 47 |
| New American Funding, LLC. | 31 | 44 |
| Peoples National Bank of Kewanee | 31 | 49 |
| Farmers National Bank | 30 | 35 |
| United Wholesale Mortgage | 21 | 28 |
| Community Banc Mortgage Corp | 20 | 26 |
| Ruhl Mortgage LLC | 20 | 25 |
| Ascentra Credit Union | 20 | 26 |
| Community State Bank | 19 | 21 |
| Mortgage Research Center | 19 | 38 |
| Lower, LLC | 18 | 22 |
| R.I.A. Federal Credit Union | 15 | 24 |
| Blackhawk Bank & Trust | 15 | 26 |
| CBI Bank & Trust | 15 | 25 |
| Mortgage Center LC | 13 | 16 |
| Fairway Independent Mort Corp | 11 | 17 |
| Guaranteed Rate, Inc. | 11 | 15 |
| Navy Federal Credit Union | 10 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 11 | no rate: base under 50 |
| Black or African American | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,173 | 14.5% of 979 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 213 | 16.9% of 172 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 63 | 29.1% of 55 decided |
| Not Hispanic or Latino | 1,114 | 14.1% of 927 decided |
| Joint | 35 | no rate: base under 50 |
| Ethnicity Not Available | 220 | 17.5% of 177 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 498 | 16.0% of 413 decided |
| Female | 307 | 23.2% of 254 decided |
| Joint | 473 | 8.4% of 394 decided |
| Sex Not Available | 154 | 17.5% of 126 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2519 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved