Mortgage lending in Henderson County, Illinois
Lenders in Henderson County, Illinois reported 117 mortgage applications for 2025, according to the CFPB.
117 mortgage applications and 70 loans originated in 2025; the denial rate was 25.5% of 102 applications decided. The median loan was about $90,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Henderson County, IL.
- 117
- Applications
- 70
- Loans originated
- 25.5%
- Denial rate
- 26 denied of 102 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 117 | 70 |
| 2024 | 74 | 37 |
| 2023 | 85 | 54 |
| 2022 | 130 | 68 |
| 2021 | 148 | 105 |
| 2020 | 148 | 88 |
| 2019 | 108 | 59 |
| 2018 | 117 | 71 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Midwest Bank | 12 | 12 |
| Mortgage Research Center | 4 | 9 |
| Rocket Mortgage | 4 | 8 |
| AIM Credit Union | 4 | 6 |
| United Community Bank | 3 | 3 |
| CBI Bank & Trust | 3 | 4 |
| loanDepot.com LLC | 3 | 5 |
| New American Funding, LLC. | 3 | 4 |
| Iowa Bankers Mortgage Corporation | 3 | 3 |
| United Wholesale Mortgage | 3 | 3 |
| Greenstate Credit Union | 3 | 3 |
| I H Mississippi Valley Credit Union | 2 | 5 |
| Veridian Credit Union | 2 | 2 |
| Gershman Investment Corp. | 2 | 2 |
| Two Rivers Bank & Trust | 2 | 4 |
| Nations Lending Corporation | 1 | 1 |
| Bank of Pontiac | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 2 |
| First State Bank of ST Charles | 1 | 1 |
| Servion | 1 | 1 |
| Compeer Financial | 1 | 3 |
| Ruhl Mortgage LLC | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 4 |
| Midwestone Bank | 1 | 2 |
| Spring Eq, LLC | 1 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 99 | 24.7% of 85 decided |
| Race Not Available | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 95 | 25.6% of 82 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 44 | no rate: base under 50 |
| Female | 21 | no rate: base under 50 |
| Joint | 42 | no rate: base under 50 |
| Sex Not Available | 10 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2787 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved