Mortgage lending in Grundy County, Illinois
Lenders in Grundy County, Illinois reported 1,932 mortgage applications for 2025, according to the CFPB.
1,932 mortgage applications and 1,248 loans originated in 2025; the denial rate was 17.2% of 1,582 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grundy County, IL HUD Metro FMR Area.
- 1,932
- Applications
- 1,248
- Loans originated
- 17.2%
- Denial rate
- 272 denied of 1,582 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,932 | 1,248 |
| 2024 | 1,720 | 1,092 |
| 2023 | 1,642 | 1,025 |
| 2022 | 2,164 | 1,415 |
| 2021 | 3,898 | 2,805 |
| 2020 | 4,211 | 3,039 |
| 2019 | 2,586 | 1,798 |
| 2018 | 2,121 | 1,458 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Grundy Bank | 129 | 139 |
| Guaranteed Rate, Inc. | 120 | 162 |
| Rocket Mortgage | 83 | 106 |
| Old National Bank | 62 | 91 |
| United Wholesale Mortgage | 54 | 68 |
| loanDepot.com LLC | 40 | 53 |
| American Pacific Mortgage Corporation | 37 | 47 |
| Crosscountry Mortgage, LLC | 33 | 46 |
| Fairway Independent Mort Corp | 27 | 41 |
| Financial Plus Credit Union | 26 | 30 |
| BMO Harris Bank NA | 22 | 37 |
| JPMorgan Chase Bank, NA | 21 | 36 |
| First Federal Savings Bank | 19 | 28 |
| NuMark Credit Union | 19 | 31 |
| Busey Bank | 19 | 30 |
| Guild Mortgage Company | 16 | 20 |
| Greenstate Credit Union | 15 | 27 |
| Mortgage Research Center | 13 | 26 |
| New American Funding, LLC. | 13 | 29 |
| 21ST Mortgage | 13 | 33 |
| Pennymac Loan Services LLC | 13 | 21 |
| Lower, LLC | 12 | 21 |
| Compass Mortgage, Inc. | 12 | 15 |
| Streator Onized Credit Union | 11 | 15 |
| Newrez LLC | 11 | 32 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 28 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,610 | 15.3% of 1,320 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 240 | 29.0% of 193 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 152 | 24.0% of 125 decided |
| Not Hispanic or Latino | 1,493 | 15.3% of 1,229 decided |
| Joint | withheld | |
| Ethnicity Not Available | 235 | 26.6% of 188 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 829 | 18.3% of 661 decided |
| Female | 361 | 20.3% of 291 decided |
| Joint | 616 | 11.9% of 530 decided |
| Sex Not Available | 126 | 29.0% of 100 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 879 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved