Mortgage lending in Fayette County, Illinois
Lenders in Fayette County, Illinois reported 433 mortgage applications for 2025, according to the CFPB.
433 mortgage applications and 245 loans originated in 2025; the denial rate was 26.6% of 346 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fayette County, IL.
- 433
- Applications
- 245
- Loans originated
- 26.6%
- Denial rate
- 92 denied of 346 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 433 | 245 |
| 2024 | 404 | 231 |
| 2023 | 406 | 227 |
| 2022 | 452 | 292 |
| 2021 | 642 | 436 |
| 2020 | 717 | 504 |
| 2019 | 462 | 285 |
| 2018 | 473 | 312 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The FNB Community Bank | 47 | 54 |
| Midland States Bank | 26 | 48 |
| Rocket Mortgage | 21 | 33 |
| Scott Credit Union | 16 | 21 |
| New American Funding, LLC. | 14 | 23 |
| The Peoples State Bank of Newton | 13 | 17 |
| Petefish, Skiles, & Company Bank | 10 | 19 |
| Dieterich Bank | 10 | 14 |
| Fairway Independent Mort Corp | 7 | 7 |
| Mortgage Research Center | 6 | 12 |
| FCB Banks | 6 | 6 |
| Constitution Bank N.A. | 4 | 6 |
| loanDepot.com LLC | 3 | 7 |
| Nationstar Mortgage | 3 | 4 |
| New Day Financial, LLC. | 3 | 3 |
| Fifth Third Bank, National Association | 3 | 6 |
| Pennymac Loan Services LLC | 3 | 6 |
| Southwest Stage Funding LLC | 2 | 3 |
| Delmar Financial Company | 2 | 2 |
| Guild Mortgage Company | 2 | 2 |
| Community Banc Mortgage Corp | 2 | 2 |
| The Bradford National Bank of Greenville | 2 | 5 |
| Endeavor Capital, LLC | 2 | 2 |
| United Wholesale Mortgage | 2 | 6 |
| Castle & Cooke Mortgage, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 382 | 25.6% of 305 decided |
| Joint | under 10 | |
| Race Not Available | 42 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 371 | 25.1% of 299 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 54 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 132 | 26.7% of 105 decided |
| Female | 110 | 27.5% of 91 decided |
| Joint | 156 | 23.4% of 124 decided |
| Sex Not Available | 35 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2516 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved