Mortgage lending in Carroll County, Illinois
Lenders in Carroll County, Illinois reported 378 mortgage applications for 2025, according to the CFPB.
378 mortgage applications and 226 loans originated in 2025; the denial rate was 25.7% of 311 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Carroll County, IL.
- 378
- Applications
- 226
- Loans originated
- 25.7%
- Denial rate
- 80 denied of 311 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 378 | 226 |
| 2024 | 289 | 166 |
| 2023 | 246 | 162 |
| 2022 | 345 | 191 |
| 2021 | 493 | 323 |
| 2020 | 553 | 363 |
| 2019 | 326 | 207 |
| 2018 | 301 | 175 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 15 | 23 |
| Greenstate Credit Union | 14 | 17 |
| R.I.A. Federal Credit Union | 11 | 18 |
| Fidelity Bank | 11 | 13 |
| Mortgage Research Center | 9 | 15 |
| United Wholesale Mortgage | 9 | 10 |
| US Bank, N.A. | 9 | 19 |
| Fairway Independent Mort Corp | 7 | 10 |
| Farmers National Bank | 6 | 6 |
| Guild Mortgage Company | 6 | 8 |
| New American Funding, LLC. | 6 | 13 |
| Sauk Valley Bank & Trust Company | 5 | 5 |
| Dupaco Community Credit Union | 5 | 6 |
| Central Bank Illinois | 5 | 6 |
| Fifth Third Bank, National Association | 5 | 10 |
| Compeer Financial | 4 | 6 |
| JPMorgan Chase Bank, NA | 4 | 8 |
| Pennymac Loan Services LLC | 4 | 7 |
| Flanagan State Bank | 3 | 3 |
| Huntington National Bank | 3 | 3 |
| CMG Mortgage Inc | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 9 |
| Barrington Bank & Trust Company, N.A. | 3 | 4 |
| Peoples State Bank | 2 | 2 |
| First Community Credit Union of Beloit | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 308 | 23.5% of 259 decided |
| Joint | under 10 | |
| Race Not Available | 56 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 299 | 23.9% of 251 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 60 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 120 | 27.7% of 94 decided |
| Female | 71 | 39.0% of 59 decided |
| Joint | 147 | 16.9% of 130 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2322 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved