Mortgage lending in Maui County, Hawaii
Lenders in Maui County, Hawaii reported 3,993 mortgage applications for 2025, according to the CFPB.
3,993 mortgage applications and 2,057 loans originated in 2025; the denial rate was 31.6% of 3,163 applications decided. The median loan was about $495,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area.
- 3,993
- Applications
- 2,057
- Loans originated
- 31.6%
- Denial rate
- 999 denied of 3,163 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,993 | 2,057 |
| 2024 | 3,538 | 1,795 |
| 2023 | 3,710 | 1,991 |
| 2022 | 7,323 | 4,210 |
| 2021 | 12,565 | 7,678 |
| 2020 | 10,852 | 6,734 |
| 2019 | 7,655 | 4,667 |
| 2018 | 6,580 | 3,895 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank of Hawaii | 180 | 371 |
| First Hawaiian Bank | 171 | 291 |
| American Savings Bank | 161 | 317 |
| Guaranteed Rate, Inc. | 107 | 181 |
| Hawaii State Federal Credit Union | 104 | 169 |
| Rocket Mortgage | 97 | 159 |
| loanDepot.com LLC | 87 | 122 |
| United Wholesale Mortgage | 84 | 138 |
| Hawaiiusa Fcu | 78 | 208 |
| Northpointe Bank | 69 | 93 |
| Central Pacific Bank | 53 | 157 |
| Newrez LLC | 40 | 109 |
| Citadel Servicing Corporation | 38 | 49 |
| HomeXpress Mortgage Corp. | 37 | 51 |
| MLD Mortgage, Inc.dba the Money Store | 28 | 32 |
| Nexera Holding LLC | 27 | 48 |
| The Loan Store, Inc | 26 | 54 |
| Pennymac Loan Services LLC | 26 | 64 |
| Kind Lending, LLC | 24 | 35 |
| Securitynational Mortgage Company | 24 | 35 |
| CMG Mortgage Inc | 22 | 45 |
| Pacific Home Loans, Inc. | 21 | 27 |
| Freedom Mortgage Corporation | 21 | 57 |
| American Pacific Mortgage Corporation | 17 | 23 |
| JPMorgan Chase Bank, NA | 16 | 31 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 23 | no rate: base under 50 |
| Asian | 805 | 34.2% of 664 decided |
| Black or African American | 17 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 280 | 37.1% of 210 decided |
| White | 1,478 | 30.9% of 1,163 decided |
| 2 or more minority races | 174 | 28.0% of 143 decided |
| Joint | 361 | 26.0% of 304 decided |
| Race Not Available | 855 | 32.0% of 646 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 203 | 39.5% of 152 decided |
| Not Hispanic or Latino | 2,730 | 31.1% of 2,195 decided |
| Joint | withheld | |
| Ethnicity Not Available | 916 | 32.2% of 695 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,152 | 34.1% of 877 decided |
| Female | 742 | 35.7% of 597 decided |
| Joint | 1,655 | 26.7% of 1,358 decided |
| Sex Not Available | 444 | 37.5% of 331 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 34 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved