Mortgage lending in Kauai County, Hawaii
Lenders in Kauai County, Hawaii reported 1,988 mortgage applications for 2025, according to the CFPB.
1,988 mortgage applications and 1,048 loans originated in 2025; the denial rate was 30.6% of 1,580 applications decided. The median loan was about $535,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kauai County, HI.
- 1,988
- Applications
- 1,048
- Loans originated
- 30.6%
- Denial rate
- 483 denied of 1,580 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,988 | 1,048 |
| 2024 | 1,531 | 789 |
| 2023 | 1,536 | 813 |
| 2022 | 2,906 | 1,637 |
| 2021 | 5,182 | 3,121 |
| 2020 | 4,364 | 2,655 |
| 2019 | 2,939 | 1,768 |
| 2018 | 2,679 | 1,592 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Hawaiian Bank | 114 | 224 |
| United Wholesale Mortgage | 86 | 105 |
| Bank of Hawaii | 84 | 185 |
| Rocket Mortgage | 76 | 108 |
| American Savings Bank | 73 | 137 |
| Securitynational Mortgage Company | 51 | 85 |
| Hawaiiusa Fcu | 49 | 130 |
| Guaranteed Rate, Inc. | 34 | 72 |
| HomeXpress Mortgage Corp. | 33 | 51 |
| CMG Mortgage Inc | 29 | 44 |
| Newrez LLC | 19 | 54 |
| Central Pacific Bank | 17 | 52 |
| loanDepot.com LLC | 17 | 26 |
| Hawaii State Federal Credit Union | 15 | 24 |
| Kind Lending, LLC | 13 | 16 |
| Citadel Servicing Corporation | 12 | 14 |
| Nexera Holding LLC | 12 | 14 |
| Aloha Pacific Federal Credit Union | 12 | 18 |
| Pennymac Loan Services LLC | 12 | 25 |
| The Loan Store, Inc | 11 | 15 |
| NFM, Inc | 11 | 14 |
| Angel Oak Mortgage Solutions LLC | 10 | 12 |
| Nationstar Mortgage | 10 | 11 |
| US Bank, N.A. | 10 | 22 |
| Pacific Home Loans, Inc. | 9 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 393 | 33.5% of 319 decided |
| Black or African American | withheld | |
| Native Hawaiian or Other Pacific Islander | 122 | 48.0% of 100 decided |
| White | 757 | 27.3% of 597 decided |
| 2 or more minority races | 85 | 39.1% of 69 decided |
| Joint | 176 | 22.1% of 149 decided |
| Race Not Available | 437 | 30.2% of 334 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 82 | 34.9% of 63 decided |
| Not Hispanic or Latino | 1,353 | 29.0% of 1,087 decided |
| Joint | 53 | no rate: base under 50 |
| Ethnicity Not Available | 500 | 34.1% of 387 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 570 | 33.4% of 446 decided |
| Female | 387 | 36.2% of 304 decided |
| Joint | 804 | 25.1% of 661 decided |
| Sex Not Available | 227 | 34.3% of 169 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 18 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved