Mortgage lending in Honolulu County, Hawaii
Lenders in Honolulu County, Hawaii reported 23,752 mortgage applications for 2025, according to the CFPB.
23,752 mortgage applications and 13,362 loans originated in 2025; the denial rate was 26.4% of 19,054 applications decided. The median loan was about $435,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Urban Honolulu, HI MSA.
- 23,752
- Applications
- 13,362
- Loans originated
- 26.4%
- Denial rate
- 5,036 denied of 19,054 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 23,752 | 13,362 |
| 2024 | 19,951 | 10,749 |
| 2023 | 20,144 | 11,319 |
| 2022 | 35,889 | 22,213 |
| 2021 | 63,575 | 42,970 |
| 2020 | 62,771 | 42,385 |
| 2019 | 39,522 | 25,579 |
| 2018 | 33,148 | 20,836 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank of Hawaii | 1,473 | 2,623 |
| First Hawaiian Bank | 1,097 | 1,850 |
| American Savings Bank | 1,055 | 1,788 |
| United Wholesale Mortgage | 867 | 1,139 |
| Hawaii State Federal Credit Union | 713 | 1,197 |
| Rocket Mortgage | 646 | 962 |
| Hawaiiusa Fcu | 603 | 1,362 |
| Central Pacific Bank | 576 | 1,127 |
| Freedom Mortgage Corporation | 423 | 716 |
| Pennymac Loan Services LLC | 325 | 518 |
| Newrez LLC | 296 | 592 |
| CMG Mortgage Inc | 289 | 436 |
| Navy Federal Credit Union | 276 | 838 |
| Mortgage Research Center | 274 | 505 |
| DHI Mortgage Company, LTD. | 263 | 368 |
| The Loan Store, Inc | 238 | 361 |
| Guaranteed Rate, Inc. | 233 | 409 |
| Aloha Pacific Federal Credit Union | 204 | 303 |
| loanDepot.com LLC | 180 | 285 |
| Guild Mortgage Company | 176 | 270 |
| Citadel Servicing Corporation | 175 | 230 |
| Lokahi Federal Credit Union | 118 | 178 |
| Hawaiian Financial Federal Credit Union | 115 | 116 |
| Ameris Bank | 108 | 140 |
| University of Hawaii Fcu | 94 | 125 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 9,724 | 26.7% of 8,001 decided |
| Black or African American | 466 | 26.6% of 353 decided |
| Native Hawaiian or Other Pacific Islander | 1,627 | 36.6% of 1,277 decided |
| White | 4,049 | 23.1% of 3,179 decided |
| 2 or more minority races | 1,155 | 30.2% of 949 decided |
| Joint | 2,025 | 21.5% of 1,692 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,589 | 26.4% of 3,516 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,182 | 30.5% of 934 decided |
| Not Hispanic or Latino | 16,792 | 25.7% of 13,638 decided |
| Joint | withheld | |
| Ethnicity Not Available | 4,975 | 27.9% of 3,822 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,643 | 29.4% of 5,990 decided |
| Female | 4,281 | 29.9% of 3,450 decided |
| Joint | 9,659 | 22.3% of 8,000 decided |
| Sex Not Available | 2,169 | 28.4% of 1,614 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 58 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved