Mortgage lending in Hawaii County, Hawaii
Lenders in Hawaii County, Hawaii reported 6,025 mortgage applications for 2025, according to the CFPB.
6,025 mortgage applications and 3,347 loans originated in 2025; the denial rate was 26.6% of 4,780 applications decided. The median loan was about $375,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hawaii County, HI.
- 6,025
- Applications
- 3,347
- Loans originated
- 26.6%
- Denial rate
- 1,271 denied of 4,780 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,025 | 3,347 |
| 2024 | 5,207 | 2,769 |
| 2023 | 4,616 | 2,477 |
| 2022 | 8,118 | 4,602 |
| 2021 | 13,288 | 8,120 |
| 2020 | 11,227 | 7,039 |
| 2019 | 7,599 | 4,581 |
| 2018 | 6,447 | 3,768 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 282 | 408 |
| United Wholesale Mortgage | 244 | 328 |
| Bank of Hawaii | 235 | 498 |
| First Hawaiian Bank | 204 | 375 |
| NFM, Inc | 201 | 247 |
| American Savings Bank | 127 | 237 |
| Guild Mortgage Company | 120 | 181 |
| Pennymac Loan Services LLC | 99 | 186 |
| Temple View Capital Funding LP | 78 | 97 |
| Central Pacific Bank | 74 | 183 |
| Mortgage Research Center | 74 | 134 |
| Guaranteed Rate, Inc. | 69 | 104 |
| Freedom Mortgage Corporation | 64 | 134 |
| CMG Mortgage Inc | 59 | 93 |
| The Loan Store, Inc | 51 | 75 |
| V.i.p. Mortgage, Inc. | 50 | 62 |
| HomeXpress Mortgage Corp. | 48 | 76 |
| Hawaiiusa Fcu | 47 | 129 |
| Crosscountry Mortgage, LLC | 46 | 79 |
| loanDepot.com LLC | 45 | 88 |
| Kind Lending, LLC | 42 | 59 |
| Newrez LLC | 37 | 136 |
| Angel Oak Mortgage Solutions LLC | 37 | 64 |
| Navy Federal Credit Union | 35 | 98 |
| Conventus Lending LLC | 31 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 862 | 26.1% of 685 decided |
| Black or African American | 55 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 645 | 31.1% of 533 decided |
| White | 2,182 | 24.7% of 1,722 decided |
| 2 or more minority races | 244 | 31.5% of 200 decided |
| Joint | 521 | 24.3% of 423 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,479 | 27.3% of 1,148 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 309 | 34.4% of 253 decided |
| Not Hispanic or Latino | 3,951 | 25.3% of 3,154 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,557 | 28.0% of 1,203 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,811 | 30.1% of 1,444 decided |
| Female | 1,248 | 28.6% of 987 decided |
| Joint | 2,178 | 21.8% of 1,755 decided |
| Sex Not Available | 788 | 29.0% of 594 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 112 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved