Mortgage lending in Yuba County, California
Lenders in Yuba County, California reported 3,570 mortgage applications for 2025, according to the CFPB.
3,570 mortgage applications and 2,026 loans originated in 2025; the denial rate was 21.7% of 2,753 applications decided. The median loan was about $365,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Yuba City, CA MSA.
- 3,570
- Applications
- 2,026
- Loans originated
- 21.7%
- Denial rate
- 597 denied of 2,753 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,570 | 2,026 |
| 2024 | 3,115 | 1,824 |
| 2023 | 2,785 | 1,501 |
| 2022 | 4,630 | 2,639 |
| 2021 | 7,707 | 4,843 |
| 2020 | 7,215 | 4,565 |
| 2019 | 5,194 | 3,067 |
| 2018 | 4,024 | 2,265 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 291 | 377 |
| Lennar Mortgage, LLC | 174 | 226 |
| Rocket Mortgage | 148 | 213 |
| Kind Lending, LLC | 84 | 116 |
| Homeamerican Mortgage Corporation | 66 | 82 |
| Peak Residential Lending Inc | 46 | 74 |
| KBHS Home Loans, LLC | 45 | 75 |
| The Golden 1 Credit Union | 43 | 95 |
| loanDepot.com LLC | 42 | 90 |
| American Pacific Mortgage Corporation | 42 | 63 |
| Guild Mortgage Company | 40 | 55 |
| Freedom Mortgage Corporation | 40 | 94 |
| Pennymac Loan Services LLC | 38 | 61 |
| Sierra Central Credit Union | 37 | 63 |
| K. Hovnanian American Mortgage | 33 | 42 |
| Schoolsfirst Fcu | 32 | 54 |
| Mortgage Research Center | 32 | 73 |
| The Loan Store, Inc | 29 | 51 |
| US Bank, N.A. | 27 | 56 |
| Calcon Mutual Mortgage LLC | 26 | 40 |
| Newrez LLC | 25 | 77 |
| Sierra Pacific Mortgage Co. Inc | 22 | 28 |
| Nationstar Mortgage | 21 | 26 |
| Navy Federal Credit Union | 20 | 42 |
| Figure Lending LLC | 19 | 38 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 63 | no rate: base under 50 |
| Asian | 355 | 23.3% of 270 decided |
| Black or African American | 226 | 28.8% of 156 decided |
| Native Hawaiian or Other Pacific Islander | 30 | no rate: base under 50 |
| White | 1,791 | 20.2% of 1,420 decided |
| 2 or more minority races | withheld | |
| Joint | 160 | 17.3% of 127 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 927 | 22.8% of 701 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 669 | 20.8% of 530 decided |
| Not Hispanic or Latino | 1,968 | 21.7% of 1,523 decided |
| Joint | 193 | 14.0% of 150 decided |
| Ethnicity Not Available | 740 | 24.6% of 550 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,205 | 22.5% of 938 decided |
| Female | 701 | 26.2% of 538 decided |
| Joint | 1,335 | 17.3% of 1,040 decided |
| Sex Not Available | 329 | 27.4% of 237 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 123 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved