Mortgage lending in Tuolumne County, California
Lenders in Tuolumne County, California reported 2,046 mortgage applications for 2025, according to the CFPB.
2,046 mortgage applications and 1,163 loans originated in 2025; the denial rate was 22.6% of 1,600 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tuolumne County, CA.
- 2,046
- Applications
- 1,163
- Loans originated
- 22.6%
- Denial rate
- 362 denied of 1,600 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,046 | 1,163 |
| 2024 | 1,763 | 970 |
| 2023 | 1,648 | 903 |
| 2022 | 2,753 | 1,619 |
| 2021 | 5,594 | 3,508 |
| 2020 | 5,102 | 3,259 |
| 2019 | 3,176 | 1,911 |
| 2018 | 2,796 | 1,619 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 162 | 219 |
| Fairway Independent Mort Corp | 140 | 174 |
| Rocket Mortgage | 97 | 140 |
| The Loan Store, Inc | 30 | 43 |
| Bank of America NA | 27 | 66 |
| Crosscountry Mortgage, LLC | 23 | 40 |
| El Dorado Savings Bank | 22 | 30 |
| Guaranteed Rate, Inc. | 21 | 35 |
| Pennymac Loan Services LLC | 20 | 34 |
| Spring Eq, LLC | 19 | 60 |
| Nationstar Mortgage | 18 | 33 |
| American Pacific Mortgage Corporation | 17 | 26 |
| Kind Lending, LLC | 17 | 25 |
| New American Funding, LLC. | 16 | 31 |
| US Bank, N.A. | 16 | 35 |
| Mason-McDuffie Mortgage Corporation | 15 | 19 |
| Bank of Stockton | 14 | 24 |
| Guild Mortgage Company | 14 | 22 |
| Figure Lending LLC | 13 | 18 |
| loanDepot.com LLC | 13 | 21 |
| CMG Mortgage Inc | 13 | 17 |
| Newrez LLC | 12 | 32 |
| Columbia Bank | 12 | 26 |
| 21ST Mortgage | 11 | 37 |
| The Golden 1 Credit Union | 11 | 21 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 35 | no rate: base under 50 |
| Asian | 71 | no rate: base under 50 |
| Black or African American | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,433 | 21.4% of 1,159 decided |
| 2 or more minority races | under 10 | |
| Joint | 56 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 426 | 28.1% of 310 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 165 | 28.8% of 132 decided |
| Not Hispanic or Latino | 1,391 | 21.2% of 1,112 decided |
| Joint | withheld | |
| Ethnicity Not Available | 410 | 24.5% of 294 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 648 | 25.4% of 504 decided |
| Female | 440 | 22.3% of 350 decided |
| Joint | 744 | 17.6% of 602 decided |
| Sex Not Available | 214 | 34.7% of 144 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 462 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved