Mortgage lending in Tehama County, California
Lenders in Tehama County, California reported 1,828 mortgage applications for 2025, according to the CFPB.
1,828 mortgage applications and 978 loans originated in 2025; the denial rate was 24.9% of 1,380 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tehama County, CA.
- 1,828
- Applications
- 978
- Loans originated
- 24.9%
- Denial rate
- 344 denied of 1,380 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,828 | 978 |
| 2024 | 1,724 | 939 |
| 2023 | 1,666 | 863 |
| 2022 | 2,619 | 1,360 |
| 2021 | 4,596 | 2,752 |
| 2020 | 3,947 | 2,417 |
| 2019 | 3,012 | 1,708 |
| 2018 | 2,439 | 1,290 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 78 | 109 |
| Infinity Equity Group, Inc. | 68 | 85 |
| United Wholesale Mortgage | 57 | 78 |
| Fairway Independent Mort Corp | 49 | 72 |
| Figure Lending LLC | 32 | 45 |
| Sierra Central Credit Union | 31 | 48 |
| Primelending | 30 | 45 |
| American Pacific Mortgage Corporation | 30 | 40 |
| Columbia Bank | 27 | 47 |
| Newrez LLC | 26 | 55 |
| Banner Bank | 25 | 48 |
| US Bank, N.A. | 23 | 60 |
| Summit Funding.inc | 22 | 35 |
| Tri Counties Bank | 22 | 46 |
| MortgageOne, Inc | 18 | 28 |
| Crosscountry Mortgage, LLC | 17 | 24 |
| Change Lending | 16 | 34 |
| Kind Lending, LLC | 15 | 19 |
| The Loan Store, Inc | 14 | 19 |
| New American Funding, LLC. | 14 | 43 |
| Pennymac Loan Services LLC | 14 | 32 |
| Sierra Pacific Mortgage Co. Inc | 13 | 14 |
| Spring Eq, LLC | 13 | 34 |
| Guaranteed Rate, Inc. | 13 | 21 |
| Freedom Mortgage Corporation | 12 | 38 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 42 | no rate: base under 50 |
| Asian | 16 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,290 | 23.2% of 984 decided |
| 2 or more minority races | under 10 | |
| Joint | 56 | no rate: base under 50 |
| Race Not Available | 403 | 28.1% of 295 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 307 | 32.6% of 221 decided |
| Not Hispanic or Latino | 1,101 | 23.4% of 860 decided |
| Joint | withheld | |
| Ethnicity Not Available | 339 | 23.5% of 242 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 594 | 28.2% of 451 decided |
| Female | 367 | 22.6% of 292 decided |
| Joint | 687 | 23.0% of 514 decided |
| Sex Not Available | 180 | 26.8% of 123 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 658 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved