Mortgage lending in Siskiyou County, California
Lenders in Siskiyou County, California reported 1,306 mortgage applications for 2025, according to the CFPB.
1,306 mortgage applications and 716 loans originated in 2025; the denial rate was 23.3% of 989 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Siskiyou County, CA.
- 1,306
- Applications
- 716
- Loans originated
- 23.3%
- Denial rate
- 230 denied of 989 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,306 | 716 |
| 2024 | 1,014 | 538 |
| 2023 | 993 | 530 |
| 2022 | 1,705 | 937 |
| 2021 | 2,735 | 1,710 |
| 2020 | 2,565 | 1,624 |
| 2019 | 1,788 | 1,065 |
| 2018 | 1,647 | 924 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 70 | 93 |
| Tri Counties Bank | 60 | 99 |
| Land Home Financial Services, | 57 | 68 |
| United Wholesale Mortgage | 55 | 84 |
| Banner Bank | 40 | 66 |
| Summit Funding.inc | 27 | 44 |
| Crosscountry Mortgage, LLC | 25 | 39 |
| Movement Mortgage, LLC | 20 | 26 |
| Rogue Credit Union | 19 | 27 |
| Mortgage Research Center | 16 | 28 |
| Figure Lending LLC | 12 | 22 |
| US Bank, N.A. | 12 | 31 |
| New American Funding, LLC. | 11 | 25 |
| loanDepot.com LLC | 10 | 21 |
| Mechanics Bank | 9 | 17 |
| Guild Mortgage Company | 8 | 11 |
| Freedom Mortgage Corporation | 8 | 14 |
| Paramount Residential Mortgage | 7 | 7 |
| Infinity Equity Group, Inc. | 7 | 8 |
| Newrez LLC | 7 | 15 |
| American Pacific Mortgage Corporation | 7 | 13 |
| NFM, Inc | 7 | 9 |
| Guaranteed Rate, Inc. | 7 | 12 |
| Megastar Finanacial Corp | 7 | 8 |
| JPMorgan Chase Bank, NA | 7 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | 25 | no rate: base under 50 |
| Black or African American | 14 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 934 | 21.9% of 707 decided |
| 2 or more minority races | under 10 | |
| Joint | 54 | no rate: base under 50 |
| Race Not Available | 254 | 27.4% of 190 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 87 | 25.0% of 68 decided |
| Not Hispanic or Latino | 921 | 23.2% of 702 decided |
| Joint | withheld | |
| Ethnicity Not Available | 244 | 25.8% of 178 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 421 | 27.7% of 325 decided |
| Female | 319 | 24.2% of 240 decided |
| Joint | 444 | 16.7% of 341 decided |
| Sex Not Available | 122 | 30.1% of 83 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 860 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved