Mortgage lending in Shasta County, California
Lenders in Shasta County, California reported 6,463 mortgage applications for 2025, according to the CFPB.
6,463 mortgage applications and 3,591 loans originated in 2025; the denial rate was 22.4% of 4,992 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Redding, CA MSA.
- 6,463
- Applications
- 3,591
- Loans originated
- 22.4%
- Denial rate
- 1,119 denied of 4,992 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,463 | 3,591 |
| 2024 | 5,581 | 3,097 |
| 2023 | 4,930 | 2,710 |
| 2022 | 7,981 | 4,440 |
| 2021 | 15,812 | 10,058 |
| 2020 | 14,842 | 9,581 |
| 2019 | 9,640 | 5,768 |
| 2018 | 8,381 | 4,785 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 239 | 341 |
| United Wholesale Mortgage | 220 | 300 |
| Tri Counties Bank | 204 | 382 |
| Summit Funding.inc | 183 | 249 |
| American Pacific Mortgage Corporation | 180 | 250 |
| Infinity Equity Group, Inc. | 162 | 209 |
| Figure Lending LLC | 140 | 258 |
| MortgageOne, Inc | 123 | 182 |
| Crosscountry Mortgage, LLC | 115 | 175 |
| DHI Mortgage Company, LTD. | 81 | 117 |
| US Bank, N.A. | 80 | 162 |
| NFM, Inc | 74 | 94 |
| Primelending | 72 | 135 |
| Sierra Central Credit Union | 70 | 116 |
| Guild Mortgage Company | 64 | 89 |
| The Golden 1 Credit Union | 57 | 120 |
| Bank of America NA | 54 | 143 |
| Megastar Finanacial Corp | 52 | 79 |
| Spring Eq, LLC | 51 | 150 |
| Freedom Mortgage Corporation | 48 | 110 |
| Pennymac Loan Services LLC | 47 | 104 |
| The Loan Store, Inc | 46 | 59 |
| Paramount Residential Mortgage | 40 | 48 |
| Columbia Bank | 40 | 66 |
| Fairway Independent Mort Corp | 37 | 48 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 139 | 34.8% of 115 decided |
| Asian | 178 | 20.0% of 125 decided |
| Black or African American | 48 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 4,581 | 21.1% of 3,596 decided |
| 2 or more minority races | 18 | no rate: base under 50 |
| Joint | 208 | 16.5% of 158 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,272 | 26.7% of 930 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 425 | 21.1% of 322 decided |
| Not Hispanic or Latino | 4,527 | 21.4% of 3,545 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,269 | 27.5% of 928 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,109 | 24.6% of 1,624 decided |
| Female | 1,426 | 24.0% of 1,117 decided |
| Joint | 2,327 | 17.8% of 1,836 decided |
| Sex Not Available | 601 | 29.9% of 415 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 515 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved