Mortgage lending in Kings County, California
Lenders in Kings County, California reported 4,048 mortgage applications for 2025, according to the CFPB.
4,048 mortgage applications and 2,345 loans originated in 2025; the denial rate was 21.2% of 3,177 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hanford-Corcoran, CA MSA.
- 4,048
- Applications
- 2,345
- Loans originated
- 21.2%
- Denial rate
- 672 denied of 3,177 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,048 | 2,345 |
| 2024 | 3,910 | 2,232 |
| 2023 | 2,994 | 1,565 |
| 2022 | 4,959 | 2,776 |
| 2021 | 8,472 | 5,270 |
| 2020 | 7,710 | 4,786 |
| 2019 | 5,151 | 3,055 |
| 2018 | 4,315 | 2,388 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 231 | 322 |
| Golden Empire Mortgage, Inc. | 203 | 263 |
| Lennar Mortgage, LLC | 161 | 188 |
| Alameda Mortgage Corporation | 140 | 174 |
| Rocket Mortgage | 133 | 192 |
| Navy Federal Credit Union | 90 | 196 |
| Pennymac Loan Services LLC | 74 | 136 |
| American Pacific Mortgage Corporation | 65 | 76 |
| Kind Lending, LLC | 64 | 92 |
| Mortgage Research Center | 63 | 115 |
| Freedom Mortgage Corporation | 56 | 148 |
| DHI Mortgage Company, LTD. | 48 | 60 |
| Educational Employees Credit Union | 47 | 101 |
| CLM Mortgage, Inc | 43 | 52 |
| The Loan Store, Inc | 40 | 50 |
| Newrez LLC | 39 | 102 |
| Change Lending | 36 | 46 |
| Fast Fcu | 35 | 85 |
| Nationstar Mortgage | 29 | 44 |
| The Golden 1 Credit Union | 29 | 66 |
| Ocmbc, Inc. | 27 | 36 |
| Inspire Home Loans Inc. | 25 | 37 |
| loanDepot.com LLC | 22 | 48 |
| Figure Lending LLC | 20 | 39 |
| Kiavi Funding, Inc. | 17 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 78 | 16.1% of 56 decided |
| Asian | 196 | 20.0% of 165 decided |
| Black or African American | 160 | 27.0% of 111 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 2,206 | 17.9% of 1,751 decided |
| 2 or more minority races | 15 | no rate: base under 50 |
| Joint | 147 | 11.7% of 111 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,231 | 28.3% of 961 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,604 | 21.6% of 1,289 decided |
| Not Hispanic or Latino | 1,397 | 17.8% of 1,081 decided |
| Joint | 193 | 18.0% of 150 decided |
| Ethnicity Not Available | 854 | 26.5% of 657 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,450 | 21.1% of 1,125 decided |
| Female | 801 | 26.2% of 638 decided |
| Joint | 1,337 | 16.0% of 1,066 decided |
| Sex Not Available | 460 | 28.2% of 348 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 254 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved