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Mortgage lending in Humboldt County, California

Lenders in Humboldt County, California reported 2,496 mortgage applications for 2025, according to the CFPB.

2,496 mortgage applications and 1,397 loans originated in 2025; the denial rate was 19.9% of 1,883 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Humboldt County, CA.

2,496
Applications
1,397
Loans originated
19.9%
Denial rate
374 denied of 1,883 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Humboldt County, California, by year
YearApplicationsOriginated
20252,4961,397
20242,1101,133
20231,8791,004
20223,4321,911
20216,2723,992
20205,5723,585
20193,5782,144
20183,2541,873

The largest lenders here

Lenders in Humboldt County, California by loans originated, 2025
LenderOriginatedApplications
Fairway Independent Mort Corp252351
United Wholesale Mortgage173219
Rocket Mortgage109168
Better Mortgage Corporation78100
Summit Funding.inc6394
Florida Capital Bank, N.A5257
Tri Counties Bank4687
Columbia Bank3461
US Bank, N.A.2669
Pennymac Loan Services LLC1739
Figure Lending LLC1541
American Financial Resources LLC1418
Evergreen Moneysource Mortgage Company1421
Nationstar Mortgage1431
Navy Federal Credit Union1324
The Loan Store, Inc1217
loanDepot.com LLC1231
Triad Financial Services, Inc.1228
Mortgage Research Center1235
Newrez LLC1264
Crosscountry Mortgage, LLC1217
First Colony Mortgage Corporat1116
New American Funding, LLC.1138
Freedom Mortgage Corporation1131
JPMorgan Chase Bank, NA1118

Applications by race, ethnicity and sex, 2025

By race, Humboldt County, California: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native7316.4% of 55 decided
Asian8422.6% of 62 decided
Black or African American16no rate: base under 50
Native Hawaiian or Other Pacific Islanderunder 10
White1,70420.0% of 1,316 decided
2 or more minority racesunder 10
Joint1046.3% of 79 decided
Free Form Text Onlyunder 10
Race Not Available50622.6% of 350 decided
By ethnicity, Humboldt County, California: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino17118.5% of 130 decided
Not Hispanic or Latino1,74119.8% of 1,336 decided
Jointwithheld
Ethnicity Not Available50821.9% of 356 decided
Free Form Text Onlyunder 10
By sex, Humboldt County, California: applications and denial rate
CategoryApplicationsDenial rate
Male73523.4% of 555 decided
Female60421.1% of 460 decided
Joint86614.9% of 684 decided
Sex Not Available29124.5% of 184 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved