Mortgage lending in Amador County, California
Lenders in Amador County, California reported 1,577 mortgage applications for 2025, according to the CFPB.
1,577 mortgage applications and 901 loans originated in 2025; the denial rate was 22.2% of 1,246 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Amador County, CA.
- 1,577
- Applications
- 901
- Loans originated
- 22.2%
- Denial rate
- 277 denied of 1,246 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,577 | 901 |
| 2024 | 1,502 | 840 |
| 2023 | 1,297 | 753 |
| 2022 | 2,295 | 1,345 |
| 2021 | 4,339 | 2,807 |
| 2020 | 4,172 | 2,674 |
| 2019 | 2,539 | 1,580 |
| 2018 | 2,291 | 1,323 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 118 | 158 |
| Rocket Mortgage | 97 | 129 |
| The Golden 1 Credit Union | 39 | 74 |
| Alameda Mortgage Corporation | 27 | 34 |
| The Loan Store, Inc | 25 | 38 |
| Guild Mortgage Company | 20 | 23 |
| Paramount Residential Mortgage | 19 | 22 |
| Kind Lending, LLC | 19 | 24 |
| loanDepot.com LLC | 18 | 29 |
| American Pacific Mortgage Corporation | 17 | 26 |
| Freedom Mortgage Corporation | 17 | 34 |
| El Dorado Savings Bank | 16 | 30 |
| Spring Eq, LLC | 16 | 51 |
| US Bank, N.A. | 15 | 33 |
| Prosperity Home Mortgage, LLC | 14 | 21 |
| Crosscountry Mortgage, LLC | 14 | 25 |
| Summit Funding.inc | 12 | 16 |
| Mason-McDuffie Mortgage Corporation | 12 | 14 |
| Triad Financial Services, Inc. | 11 | 30 |
| Mortgage Research Center | 11 | 19 |
| JMJ Financial Group Inc. | 11 | 13 |
| Schoolsfirst Fcu | 10 | 19 |
| Bank of America NA | 10 | 30 |
| Figure Lending LLC | 9 | 14 |
| Navy Federal Credit Union | 9 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 28 | no rate: base under 50 |
| Black or African American | 17 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,091 | 21.1% of 881 decided |
| 2 or more minority races | under 10 | |
| Joint | 43 | no rate: base under 50 |
| Race Not Available | 375 | 25.9% of 282 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 116 | 18.8% of 85 decided |
| Not Hispanic or Latino | 994 | 21.6% of 807 decided |
| Joint | 79 | 16.9% of 65 decided |
| Ethnicity Not Available | 388 | 26.3% of 289 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 525 | 25.8% of 407 decided |
| Female | 316 | 23.9% of 264 decided |
| Joint | 580 | 16.8% of 465 decided |
| Sex Not Available | 156 | 28.2% of 110 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 458 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved