Mortgage lending in Kodiak Island Borough, Alaska
Lenders in Kodiak Island Borough, Alaska reported 235 mortgage applications for 2025, according to the CFPB.
235 mortgage applications and 137 loans originated in 2025; the denial rate was 16.5% of 176 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kodiak Island Borough, AK.
- 235
- Applications
- 137
- Loans originated
- 16.5%
- Denial rate
- 29 denied of 176 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 235 | 137 |
| 2024 | 191 | 123 |
| 2023 | 194 | 110 |
| 2022 | 310 | 180 |
| 2021 | 542 | 333 |
| 2020 | 576 | 351 |
| 2019 | 387 | 226 |
| 2018 | 333 | 178 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Residential Mortgage, LLC | 35 | 45 |
| Credit Union 1 | 21 | 31 |
| Rocket Mortgage | 9 | 12 |
| Primelending | 8 | 9 |
| Global Federal Credit Union | 7 | 9 |
| Mortgage Research Center | 6 | 9 |
| First National Bank Alaska | 5 | 17 |
| Navy Federal Credit Union | 5 | 14 |
| United Wholesale Mortgage | 5 | 7 |
| Wells Fargo Bank NA | 4 | 5 |
| Churchill Mortgage Corporation | 3 | 3 |
| NBKC Bank | 2 | 2 |
| Click n' Close, Inc. | 2 | 2 |
| loanDepot.com LLC | 2 | 3 |
| The Federal Savings Bank | 2 | 3 |
| Freedom Mortgage Corporation | 2 | 6 |
| Barrington Bank & Trust Company, N.A. | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 5 |
| Outdoor Bank | 1 | 1 |
| The Loan Store, Inc | 1 | 4 |
| Planet Home Lending, LLC | 1 | 2 |
| Armed Forces Bank, N.A. | 1 | 1 |
| Guild Mortgage Company | 1 | 1 |
| Newrez LLC | 1 | 3 |
| CMG Mortgage Inc | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 30 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 120 | 13.8% of 87 decided |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 170 | 17.8% of 129 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 47 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 83 | 17.2% of 64 decided |
| Female | 43 | no rate: base under 50 |
| Joint | 83 | 11.3% of 62 decided |
| Sex Not Available | 26 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 201 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved