Mortgage lending in Fairbanks North Star Borough, Alaska
Lenders in Fairbanks North Star Borough, Alaska reported 2,680 mortgage applications for 2025, according to the CFPB.
2,680 mortgage applications and 1,635 loans originated in 2025; the denial rate was 17.0% of 2,096 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fairbanks-College, AK MSA.
- 2,680
- Applications
- 1,635
- Loans originated
- 17.0%
- Denial rate
- 356 denied of 2,096 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,680 | 1,635 |
| 2024 | 2,395 | 1,477 |
| 2023 | 2,304 | 1,380 |
| 2022 | 3,673 | 2,329 |
| 2021 | 4,977 | 3,184 |
| 2020 | 4,904 | 3,179 |
| 2019 | 3,272 | 2,053 |
| 2018 | 2,701 | 1,620 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Newrez LLC | 327 | 410 |
| Global Federal Credit Union | 182 | 273 |
| MT McKinley Bank | 132 | 173 |
| Mortgage Research Center | 113 | 207 |
| Denali State Bank | 107 | 148 |
| Residential Mortgage, LLC | 97 | 127 |
| Rocket Mortgage | 79 | 122 |
| Guild Mortgage Company | 37 | 57 |
| Cornerstone Capital Bank, SSB | 36 | 44 |
| The Loan Store, Inc | 34 | 43 |
| Crosscountry Mortgage, LLC | 33 | 54 |
| Freedom Mortgage Corporation | 31 | 47 |
| Spirit of Alaska Federal Credit Union | 30 | 90 |
| Pennymac Loan Services LLC | 24 | 40 |
| loanDepot.com LLC | 23 | 46 |
| Nuvision Federal Credit Union | 23 | 43 |
| United Wholesale Mortgage | 23 | 34 |
| Navy Federal Credit Union | 21 | 55 |
| Movement Mortgage, LLC | 19 | 29 |
| Usaa Federal Savings Bank | 17 | 35 |
| Figure Lending LLC | 13 | 35 |
| Nationstar Mortgage | 13 | 15 |
| Credit Union 1 | 11 | 24 |
| New American Funding, LLC. | 11 | 32 |
| Wells Fargo Bank NA | 11 | 26 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 137 | 23.8% of 109 decided |
| Asian | 93 | 17.4% of 69 decided |
| Black or African American | 83 | 25.4% of 55 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 1,778 | 16.4% of 1,420 decided |
| 2 or more minority races | under 10 | |
| Joint | 114 | 13.8% of 94 decided |
| Race Not Available | 455 | 17.0% of 336 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 118 | 19.8% of 91 decided |
| Not Hispanic or Latino | 2,049 | 16.3% of 1,618 decided |
| Joint | withheld | |
| Ethnicity Not Available | 449 | 19.3% of 337 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,100 | 18.1% of 852 decided |
| Female | 469 | 20.6% of 364 decided |
| Joint | 858 | 12.3% of 691 decided |
| Sex Not Available | 253 | 22.2% of 189 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 293 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved